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Neighborhood · Ranked #16,850 of 84,120 nationally

Westside Eviction Risk: Moderate , South Bend

Tract 18141002800 · St. Joseph County, IN · pop 2,363 · neighborhood within 1.2 mi

How risky is the Westside neighborhood of South Bend for landlords? Census tract 18141002800 scores 5.8/10, the Moderate tier. That is riskier than roughly 68% of the 84,120 US census tracts we score.

Rent eats 30% or more of income for 51% of renter households, a severe level, and 25% are severely burdened at 50% or more. The typical renter pays about $1,031 a month while the average household earns $35,409 a year, roughly 35% of income at the averages. About 59% of occupied units are renter-occupied, a renter-majority tract.

Risk score
5.6
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 30% Stable renters 29% Owners 41%
Tract context
Occupied units837
Renter share59.0%
SVI overall0.97
Poverty rate35.4%
Median income$35,409

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
100 th percentile
Rank, 100th percentileLowHigh
#1 of 2 tracts In Westside
Very High
Within parent city
96 th percentile
Rank, 96th percentileLowHigh
#3 of 47 tracts In South Bend
Very High
Within county
95 th percentile
Rank, 95th percentileLowHigh
#5 of 82 tracts In St. Joseph County
Very High
Within state
94 th percentile
Rank, 94th percentileLowHigh
#97 of 1,693 tracts In Indiana
Very High
Geographic context

Risk heat across South Bend and the region

Centroid at 41.6523, -86.2972 · click any tract to drill in

Why Westside scores 5.6

9 axes · 1 = landlord-friendly
Local political climate
Inherited from South Bend
5.0
Regional political climate
2024 county presidential margin
5.3
State political climate
Indiana legislature & governorship
2.0
Economic stress
35.4% poverty · this tract
8.8
Supply constraint
$1,031 rent vs county FMR
4.4
Rent control risk
Inherited from South Bend
1.0
Eviction process difficulty
State law sets the calendar
2.5
Tenant organizing strength
Inherited from South Bend
3.0
Housing court bias
Inherited from South Bend
2.5

How Westside compares

Risk score vs. parent city, county, state.
Westside risk score vs. parent city / county / stateThis tract: 5.65.6This tracttract 002800South Bend: 2.62.6South Bendparent cityCounty: 3.93.9Countyavg tract in countyState: 3.63.6Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 97

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 12Total filings over 1 yrs
  • 3.70%Avg annual filing rate
  • 3.7%Peak (2015)
  • 12Filings in 2015 (latest validated)

Pandemic-era tracking (2020–2021)

  • 232Total filings 2020-21
  • 3.0Avg monthly (observed)
  • 2.9Pre-pandemic baseline
  • 1.05×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-05-01
Monthly eviction filings vs pre-pandemic baseline2020-01-01: 2 filings (0.89× baseline)2020-02-01: 0 filings (0.00× baseline)2020-03-01: 1 filings (0.50× baseline)2020-04-01: 1 filings (0.50× baseline)2020-05-01: 0 filings (0.00× baseline)2020-06-01: 3 filings (1.00× baseline)2020-07-01: 1 filings (0.36× baseline)2020-08-01: 2 filings (0.44× baseline)2020-09-01: 1 filings (0.31× baseline)2020-10-01: 1 filings (0.22× baseline)2020-11-01: 4 filings (1.23× baseline)2020-12-01: 1 filings (0.44× baseline)2021-01-01: 1 filings (0.44× baseline)2021-02-01: 1 filings (0.40× baseline)2021-03-01: 0 filings (0.00× baseline)2021-04-01: 2 filings (1.00× baseline)2021-05-01: 1 filings (0.22× baseline)2021-06-01: 0 filings (0.00× baseline)2021-07-01: 3 filings (1.09× baseline)2021-08-01: 3 filings (0.67× baseline)2021-09-01: 2 filings (0.62× baseline)2021-10-01: 2 filings (0.44× baseline)2021-11-01: 4 filings (1.23× baseline)2021-12-01: 1 filings (0.44× baseline)2022-01-01: 2 filings (0.89× baseline)2022-02-01: 5 filings (2.00× baseline)2022-03-01: 3 filings (1.50× baseline)2022-04-01: 1 filings (0.50× baseline)2022-05-01: 2 filings (0.44× baseline)2022-06-01: 7 filings (2.33× baseline)2022-07-01: 5 filings (1.82× baseline)2022-08-01: 3 filings (0.67× baseline)2022-09-01: 1 filings (0.31× baseline)2022-10-01: 2 filings (0.44× baseline)2022-11-01: 0 filings (0.00× baseline)2022-12-01: 4 filings (1.78× baseline)2023-01-01: 3 filings (1.33× baseline)2023-02-01: 4 filings (1.60× baseline)2023-03-01: 4 filings (2.00× baseline)2023-04-01: 1 filings (0.50× baseline)2023-05-01: 3 filings (0.67× baseline)2023-06-01: 2 filings (0.67× baseline)2023-07-01: 3 filings (1.09× baseline)2023-08-01: 3 filings (0.67× baseline)2023-09-01: 3 filings (0.92× baseline)2023-10-01: 2 filings (0.44× baseline)2023-11-01: 6 filings (1.85× baseline)2023-12-01: 5 filings (2.22× baseline)2024-01-01: 3 filings (1.33× baseline)2024-02-01: 3 filings (1.20× baseline)2024-03-01: 3 filings (1.50× baseline)2024-04-01: 6 filings (3.00× baseline)2024-05-01: 6 filings (1.33× baseline)2024-06-01: 7 filings (2.33× baseline)2024-07-01: 4 filings (1.45× baseline)2024-08-01: 5 filings (1.11× baseline)2024-09-01: 2 filings (0.62× baseline)2024-10-01: 3 filings (0.67× baseline)2024-11-01: 10 filings (3.08× baseline)2024-12-01: 6 filings (2.67× baseline)2025-01-01: 3 filings (1.33× baseline)2025-02-01: 4 filings (1.60× baseline)2025-03-01: 5 filings (2.50× baseline)2025-04-01: 1 filings (0.50× baseline)2025-05-01: 4 filings (0.89× baseline)2025-06-01: 6 filings (2.00× baseline)2025-07-01: 3 filings (1.09× baseline)2025-08-01: 2 filings (0.44× baseline)2025-09-01: 4 filings (1.23× baseline)2025-10-01: 5 filings (1.11× baseline)2025-11-01: 2 filings (0.62× baseline)2025-12-01: 2 filings (0.89× baseline)2026-01-01: 3 filings (30.00× baseline)2026-02-01: 3 filings (30.00× baseline)2026-03-01: 9 filings (90.00× baseline)2026-04-01: 7 filings (70.00× baseline)2026-05-01: 0 filings (0.00× baseline)

Pandemic filings ran near baseline. Eviction Lab tracked Richmond, VA as part of its 34-metro Eviction Tracking System.

Comparable tracts

Census tracts with similar eviction risk

Within Westside. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Westside

The heaviest input here is economic stress at 8.8/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from South Bend eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the St. Joseph County average of 5.2 and above the Indiana statewide average of 4.7. Within its own county it reads on the riskier side for landlords.

Princeton's Eviction Lab logged 12 eviction filings here over 1 tracked years, with about 3.7% of renter households facing a filing in a typical year. Filings peaked at 3.7% of renter households in 2015.

During 2020 and 2021, eviction filings here ran at about 1.05x the pre-COVID monthly baseline, roughly back to the pre-pandemic baseline.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 18141002800

Q1

What is the eviction-risk score for census tract 18141002800?

Census tract 18141002800 in the Westside neighborhood scores 5.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 18141002800?

Median gross rent is $1,031/month (ACS 5-year 2023, table B25064). 51% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 18141002800?

35.4% of residents in tract 18141002800 live below the federal poverty line (ACS B17001, 2023). Population: 2,363.
Q4

How socially vulnerable is tract 18141002800?

CDC Social Vulnerability Index ranks this tract in the 97th percentile nationally. Sub-themes: socioeconomic 96th, household 98th, minority 84th, housing 78th.
Q5

Is tract 18141002800 considered part of Westside?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18141002800 fall within Westside (neighborhood centroid within 1.2 miles, OSM data).
Q6

How many evictions are filed each year in tract 18141002800?

Princeton Eviction Lab recorded 12 eviction filings across 1 validated years in tract 18141002800 (2000-2018). The average annual filing rate is 3.70% of renter households, peaking at 3.7% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q7

Did eviction filings in tract 18141002800 drop during COVID?

Pandemic-era filings ran 1.05× the pre-COVID monthly baseline. Filings returned near baseline. Tracked by the Eviction Lab Eviction Tracking System (Richmond eviction risk, VA), 2020-2021.
Q8

What share of households in tract 18141002800 struggle to pay rent?

About 29.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 23.6% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q9

How does tract 18141002800 compare to South Bend overall?

Tract 18141002800 scores 5.6/10, higher than the parent city of South Bend at 2.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from South Bend eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q10

Was tract 18141002800 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in South Bend

Top eight tracts in South Bend ranked by composite eviction-risk score.

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