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Neighborhood · Ranked #39,308 of 84,120 nationally

Westside Eviction Risk: Moderate , South Bend

Tract 18141002800 · St. Joseph County, IN · pop 2,363 · neighborhood within 1.2 mi

18141002800 is a census tract in the Westside area of South Bend, IN. It scores 4.6/10 for landlords. Population here is 2,363. Food insecurity runs 41.5% against 17.8% nationally.

Risk score
4.6
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 30% Stable renters 29% Owners 41%
Tract context
Occupied units837
Renter share59.0%
SVI overall0.97
Poverty rate35.4%
Median income$35,409

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
0 th percentile
Rank, 0th percentileLowHigh
#2 of 2 tracts In Westside
Very Low
Within parent city
52 th percentile
Rank, 52nd percentileLowHigh
#23 of 47 tracts In South Bend
Moderate
Within county
86 th percentile
Rank, 86th percentileLowHigh
#12 of 82 tracts In St. Joseph County
High
Within state
78 th percentile
Rank, 78th percentileLowHigh
#370 of 1,693 tracts In Indiana
High
Geographic context

Risk heat across South Bend and the region

Centroid at 41.6523, -86.2972 · click any tract to drill in

Why Westside scores 4.6

9 axes · 1 = landlord-friendly
Local political climate
Inherited from South Bend
5.0
Regional political climate
2024 county presidential margin
5.3
State political climate
Indiana legislature & governorship
2.0
Economic stress
35.4% poverty · this tract
8.8
Supply constraint
$1,031 rent vs county FMR
4.4
Rent control risk
Inherited from South Bend
1.0
Eviction process difficulty
State law sets the calendar
2.5
Tenant organizing strength
Inherited from South Bend
3.0
Housing court bias
Inherited from South Bend
2.5

How Westside compares

Risk score vs. parent city, county, state.
Westside risk score vs. parent city / county / state4.6This tracttract 0028003.2South Bendparent city3.8Countyavg tract in county3.9Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 97

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 12Total filings over 1 yrs
  • 3.70%Avg annual filing rate
  • 3.7%Peak (2015)
  • 12Filings in 2015 (latest validated)

Pandemic-era tracking (2020–2021)

  • 232Total filings 2020-21
  • 3.0Avg monthly (observed)
  • 2.9Pre-pandemic baseline
  • 1.05×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-05-01
Monthly eviction filings vs pre-pandemic baseline

Pandemic filings ran near baseline. Eviction Lab tracked Richmond, VA as part of its 34-metro Eviction Tracking System.

Comparable tracts

Census tracts with similar eviction risk

Within Westside. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Westside

Pulling hardest the other way is rent-regulation exposure at 1/10. The severe-burden share is 25%, and it is the single best predictor in this model of a filing that actually reaches judgment.

The poverty rate is 35%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. On the high side, economic stress reads 8.8/10.

Set annual rent against average income of $35,409 and the ratio lands at 35%, above the conventional 30% ceiling. Cost burden runs roughly one in two here against 41.2% across St. Joseph County.

Disability prevalence runs 45.7% against 31.5% nationally. Running hot, court filing pressure reads 8.2/10. Princeton's Eviction Lab logged 12 filings here across 1 tracked years.

Against the St. Joseph County average of 3.8, this tract reads riskier for landlords by 0.8 points. The worst year on record was 2015, when 3.7% of renter households were served. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 18141002800

Q1

What is the eviction-risk score for census tract 18141002800?

Census tract 18141002800 in the Westside neighborhood scores 4.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 18141002800?

Median gross rent is $1,031/month (ACS 5-year 2023, table B25064). 51% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 18141002800?

35.4% of residents in tract 18141002800 live below the federal poverty line (ACS B17001, 2023). Population: 2,363.
Q4

How socially vulnerable is tract 18141002800?

CDC Social Vulnerability Index ranks this tract in the 97th percentile nationally. Sub-themes: socioeconomic 96th, household 98th, minority 84th, housing 78th.
Q5

Is tract 18141002800 considered part of Westside?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 18141002800 fall within Westside (neighborhood centroid within 1.2 miles, OSM data).
Q6

How many evictions are filed each year in tract 18141002800?

Princeton Eviction Lab recorded 12 eviction filings across 1 validated years in tract 18141002800 (2000-2018). The average annual filing rate is 3.70% of renter households, peaking at 3.7% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q7

Did eviction filings in tract 18141002800 drop during COVID?

Pandemic-era filings ran 1.05× the pre-COVID monthly baseline. Filings returned near baseline. Tracked by the Eviction Lab Eviction Tracking System (Richmond eviction risk, VA), 2020-2021.
Q8

What share of households in tract 18141002800 struggle to pay rent?

About 29.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 23.6% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q9

How does tract 18141002800 compare to South Bend overall?

Tract 18141002800 scores 4.6/10, higher than the parent city of South Bend at 3.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from South Bend eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q10

Was tract 18141002800 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in South Bend

Top eight tracts in South Bend ranked by composite eviction-risk score.

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