Hamburg Historic District Eviction Risk: Moderate , Davenport

The poverty rate is 49%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. 33% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

SNAP participation runs 37.8% against 15.2% nationally. This is renter territory: 90% of occupied units are tenant-occupied. On the softer side, rent-regulation exposure reads 1/10.

Annualized rent equals 38% of average household income of $26,941, past the 30% affordability line, which thins the margin any screening standard has to work with. Running cool, state political climate reads 2.3/10. Against Scott County at 41.8%, about half of renters here are cost-burdened.

Inability to pay a utility bill runs 19.4% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Against the Scott County average of 3.7, this tract reads riskier for landlords by 1.0 points. Court records carry 392 eviction filings across 6 observed years.

Average gross rent is $862, 12% below the Davenport average.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.