Within parent city
100
th percentile
Very High
Census Tract · Ranked #26,446 of 84,120 nationally
Elsmere Eviction Risk: Moderate
Tract 21117063607 · Kenton County, KY · pop 2,847 · 70% of tract blocks fall in Elsmere
Tract 21117063607 covers Elsmere in Kenton County in Kentucky. Home to 2,847 residents, it scores 6.1/10 on landlord eviction risk. That is riskier than about 78% of US census tracts.
60% of renter households here spend at least 30% of income on rent, a severe level, and 3% are severely burdened at 50% or more. The typical renter pays about $1,401 a month while the average household earns $59,369 a year, roughly 28% of income at the averages. Renters make up 35% of occupied homes.
Risk score
4.9
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 21%
Stable renters 14%
Owners 65%
Tract context
Occupied units1,006
Renter share35.0%
SVI overall0.74
Poverty rate19.1%
Median income$59,369
Percentile rank
Higher percentile = riskier than more peers.Within county
77
th percentile
High
Within state
64
th percentile
Elevated
National
69
th percentile
Elevated
Geographic context
Risk heat across Elsmere and the region
Centroid at 38.9868, -84.6021 · click any tract to drill in
Why Elsmere scores 4.9
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Elsmere
4.6
Regional political climate
2024 county presidential margin
4.0
State political climate
Kentucky legislature & governorship
2.1
Economic stress
19.1% poverty · this tract
4.8
Supply constraint
$1,401 rent vs county FMR
5.9
Rent control risk
Inherited from Elsmere
6.2
Eviction process difficulty
State law sets the calendar
1.8
Tenant organizing strength
Inherited from Elsmere
6.5
Housing court bias
Inherited from Elsmere
6.5
How Elsmere compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 74
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 49%Socioeconomic
- 61%Household composition
- 34%Racial/ethnic minority
- 98%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 0%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
Analysis
What drives eviction risk in Elsmere
What moves this score most is housing court bias at 6.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Elsmere eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Kenton County average of 5.0 and above the Kentucky statewide average of 4.7. Within its own county it reads on the riskier side for landlords.
This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous"). Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.
The tract is predominantly White and ranks around the 74th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 21117063607
Q1
What is the eviction-risk score for census tract 21117063607?
Census tract 21117063607 in Elsmere scores 4.9/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 21117063607?
Median gross rent is $1,401/month (ACS 5-year 2023, table B25064). 60% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 21117063607?
19.1% of residents in tract 21117063607 live below the federal poverty line (ACS B17001, 2023). Population: 2,847.
Q4
How socially vulnerable is tract 21117063607?
CDC Social Vulnerability Index ranks this tract in the 74th percentile nationally. Sub-themes: socioeconomic 49th, household 61th, minority 34th, housing 98th.
Q5
How does tract 21117063607 compare to Elsmere overall?
Tract 21117063607 scores 4.9/10, higher than the parent city of Elsmere at 2.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Elsmere eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q6
Was tract 21117063607 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Elsmere
Top eight tracts in Elsmere ranked by composite eviction-risk score.
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