Neighborhood · Ranked #2,438 of 84,120 nationally

Four by Four Eviction Risk: Elevated , Baltimore

Tract 24510080102 · Baltimore city, MD · pop 1,804 · neighborhood within 0.1 mi

Census tract 24510080102 sits in the Four by Four neighborhood of Baltimore eviction risk, Maryland eviction laws, and carries an eviction-risk score of 7.7/10. That puts it among the highest-scoring tracts in the entire country, the top 1% nationally for landlord eviction difficulty.

About 64% of renters carry a rent burden of 30% of income or higher, a severe level, and 32% are severely burdened at 50% or more. Average gross rent is $1,363 monthly, set against $33,906 in average yearly household income, roughly 48% of income at the averages. About 57% of occupied units are renter-occupied, a renter-majority tract.

Risk score

7.8

Elevated

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 37% Stable renters 21% Owners 42%

Tract context

Occupied units619

Renter share57.4%

SVI overall0.72

Poverty rate34.5%

Median income$33,906

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Baltimore and the region

Centroid at 39.3170, -76.5759 · click any tract to drill in

Why Four by Four scores 7.8

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Baltimore

7.0

Regional political climate

2024 county presidential margin

8.8

State political climate

Maryland legislature & governorship

5.7

Economic stress

34.5% poverty · this tract

8.6

Supply constraint

$1,363 rent vs county FMR

1.9

Rent control risk

Inherited from Baltimore

5.5

Eviction process difficulty

State law sets the calendar

6.0

Tenant organizing strength

Inherited from Baltimore

6.5

Housing court bias

Inherited from Baltimore

6.0

How Four by Four compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 72

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

88%Socioeconomic
54%Household composition
96%Racial/ethnic minority
27%Housing & transportation

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
88%Grade B
0%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

35.8%Housing insecurity
27.2%Utility-shutoff threat
45.7%Food insecurity
50.0%SNAP enrollment
22.5%Transit barriers
13.4%No health insurance
21.9%Frequent mental distress
44.6%Any disability

Analysis

What drives eviction risk in Four by Four

The heaviest input here is economic stress at 8.6/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Baltimore eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Baltimore City County average of 7.1 and above the Maryland statewide average of 6.6. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 35.8% of adults here said they could not pay rent or mortgage at some point in the past year, and 27.2% faced a utility shutoff threat, a common early warning before a filing.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of B ("Still Desirable"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 24510080102

What is the eviction-risk score for census tract 24510080102?

Census tract 24510080102 in the Four by Four neighborhood scores 7.8/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 24510080102?

Median gross rent is $1,363/month (ACS 5-year 2023, table B25064). 64% of renter households are cost-burdened.

What is the poverty rate in tract 24510080102?

34.5% of residents in tract 24510080102 live below the federal poverty line (ACS B17001, 2023). Population: 1,804.

How socially vulnerable is tract 24510080102?

CDC Social Vulnerability Index ranks this tract in the 72th percentile nationally. Sub-themes: socioeconomic 88th, household 54th, minority 96th, housing 27th.

Is tract 24510080102 considered part of Four by Four?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 24510080102 fall within Four by Four (neighborhood centroid within 0.1 miles, OSM data).

What share of households in tract 24510080102 struggle to pay rent?

About 35.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 27.2% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 24510080102 compare to Baltimore overall?

Tract 24510080102 scores 7.8/10, higher than the parent city of Baltimore at 6.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Baltimore eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 24510080102 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Baltimore

Top eight tracts in Baltimore ranked by composite eviction-risk score.