Old Town Eviction Risk: High , Baltimore

The severe-burden share is 34%, and it is the single best predictor in this model of a filing that actually reaches judgment. At $515 a month, rents run 61% under what the rest of Baltimore commands.

Inability to pay a utility bill runs 40.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. The poverty rate is 65%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. On the high side, economic stress reads 10/10.

This is renter territory: 97% of occupied units are tenant-occupied. Well under the midpoint, supply constraint reads 1/10.

Set annual rent against average income of $18,047 and the ratio lands at 34%, above the conventional 30% ceiling. Cost burden runs 60% here against 50.2% across Baltimore City.

Against the Baltimore City average of 6.8, this tract reads riskier for landlords by 1.2 points. Adults with no health insurance runs 20.0% against 11.3% nationally.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #7,836 of 84,120 for landlord eviction difficulty.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.