Old Town Eviction Risk: High

CDC survey data puts housing insecurity at 45.3% of adults, against 14.2% nationally. Average gross rent is $474, 64% below the Baltimore average of $1,331. What pushes the score up most is economic stress at 10/10.

The poverty rate is 57%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. This is a renter market: 95% of occupied units are tenant-occupied. The severe-burden share is 27%. Those renters are past the 50% mark, and they miss rent for reasons that have nothing to do with willingness to pay.

Running cool is supply constraint, at 1/10. 19.2% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt. That places it #1 of 157 neighborhoods in Baltimore.

The closest comparables inside the same city are Coppin Heights/Ash-Co-East and Darley Park. Social vulnerability runs high at 9.7/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. Its 2 tracts score within 0 points of one another, so the area figure travels well to individual addresses.

Annual rent works out to 28% of average household income of $20,157.

With little internal variation, 8/10 is a fair proxy for any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.