Haverhill Eviction Risk: Moderate

38% of renter households cross the 30%-of-income line, well below the Essex County average of 50.7%. Severe burden reaches 17%. Those are renters paying half their income or more, and that is where non-payment filings originate. On the high side, rent-regulation exposure reads 7.9/10.

Sitting well above the midpoint, tenant-organizing strength reads 7.9/10. Food insecurity runs 10.8% against 17.8% nationally. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Haverhill. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

That is riskier than roughly 73% of the 84,120 US census tracts in this model. Only 21% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices.

CDC social-vulnerability scoring puts the tract at 3.4/10. Of its three components the socioeconomic standing measure is the least pressured. Poverty sits at 5%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

It tracks the Essex County average of 6.0 closely.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.