Census Tract · Ranked #49,882 of 84,120 nationally

Haverhill Eviction Risk: Lower

Tract 25009260900 · Essex County, MA · pop 5,331

With a score of 6.3/10, tract 25009260900 in Haverhill in Essex County ranks in the Elevated tier for landlord eviction risk. The tract is home to 5,331 residents. That is riskier than about 83% of US census tracts.

36% of renter households here spend at least 30% of income on rent, a high level, and 20% are severely burdened at 50% or more. Average household income is about $79,643 a year. About 29% of occupied units are renter-occupied.

Risk score

3.5

Lower

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 10% Stable renters 18% Owners 72%

Tract context

Occupied units2,154

Renter share28.8%

SVI overall0.56

Poverty rate7.8%

Median income$79,643

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Haverhill and the region

Centroid at 42.7732, -71.1074 · click any tract to drill in

Why Haverhill scores 3.5

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Haverhill

6.8

Regional political climate

2024 county presidential margin

6.5

State political climate

Massachusetts legislature & governorship

6.2

Economic stress

7.8% poverty · this tract

2.0

Supply constraint

tract rent vs county FMR

5.0

Rent control risk

Inherited from Haverhill

7.9

Eviction process difficulty

State law sets the calendar

5.6

Tenant organizing strength

Inherited from Haverhill

7.9

Housing court bias

Inherited from Haverhill

6.6

How Haverhill compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 56

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

36%Socioeconomic
69%Household composition
56%Racial/ethnic minority
68%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
66%Grade C
4%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

13.7%Housing insecurity
8.7%Utility-shutoff threat
15.5%Food insecurity
16.7%SNAP enrollment
8.8%Transit barriers
7.0%No health insurance
16.6%Frequent mental distress
28.6%Any disability

Analysis

What drives eviction risk in Haverhill

The heaviest input here is rent-control risk at 7.9/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Haverhill eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Essex County average of 6.5 and above the Massachusetts statewide average of 5.9. Within its own county it reads on the safer side for landlords.

Part of this tract, about 4% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was C ("Declining"). That lending history still correlates with present-day rent burden.

The tract is predominantly White and ranks around the 56th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 25009260900

What is the eviction-risk score for census tract 25009260900?

Census tract 25009260900 in Haverhill scores 3.5/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the poverty rate in tract 25009260900?

7.8% of residents in tract 25009260900 live below the federal poverty line (ACS B17001, 2023). Population: 5,331.

How socially vulnerable is tract 25009260900?

CDC Social Vulnerability Index ranks this tract in the 56th percentile nationally. Sub-themes: socioeconomic 36th, household 69th, minority 56th, housing 68th.

What share of households in tract 25009260900 struggle to pay rent?

About 13.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 8.7% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 25009260900 compare to Haverhill overall?

Tract 25009260900 scores 3.5/10, lower than the parent city of Haverhill at 5.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Haverhill eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 25009260900 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 4% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Haverhill

Top eight tracts in Haverhill ranked by composite eviction-risk score.