Census Tract · Ranked #13,119 of 84,120 nationally

Haverhill Eviction Risk: Moderate

Tract 25009260100 · Essex County, MA · pop 5,495

How risky is Haverhill for landlords? Census tract 25009260100 scores 7.4/10, the Elevated tier. That is riskier than roughly 98% of the 84,120 US census tracts we score.

67% of renter households here spend at least 30% of income on rent, a severe level, and 27% are severely burdened at 50% or more. The typical renter pays about $1,628 a month while the average household earns $44,372 a year, roughly 44% of income at the averages. Renters make up 90% of occupied homes, a renter-majority tract.

Risk score

5.9

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 60% Stable renters 29% Owners 11%

Tract context

Occupied units2,486

Renter share89.7%

SVI overall0.98

Poverty rate34.2%

Median income$44,372

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Haverhill and the region

Centroid at 42.7781, -71.0822 · click any tract to drill in

Why Haverhill scores 5.9

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Haverhill

6.8

Regional political climate

2024 county presidential margin

6.5

State political climate

Massachusetts legislature & governorship

6.2

Economic stress

34.2% poverty · this tract

8.6

Supply constraint

$1,628 rent vs county FMR

3.3

Rent control risk

Inherited from Haverhill

7.9

Eviction process difficulty

State law sets the calendar

5.6

Tenant organizing strength

Inherited from Haverhill

7.9

Housing court bias

Inherited from Haverhill

6.6

How Haverhill compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 98

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

93%Socioeconomic
99%Household composition
74%Racial/ethnic minority
92%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
15%Grade C
10%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

27.3%Housing insecurity
20.4%Utility-shutoff threat
37.5%Food insecurity
46.4%SNAP enrollment
19.7%Transit barriers
14.2%No health insurance
21.7%Frequent mental distress
41.8%Any disability

Analysis

What drives eviction risk in Haverhill

The score leans hardest on economic stress at 8.6/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Haverhill eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Essex County average of 6.5 and above the Massachusetts statewide average of 5.9. Within its own county it reads on the riskier side for landlords.

The tract is Hispanic or Latino and White and ranks around the 98th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

In CDC survey modeling, about 27.3% of adults here said they could not pay rent or mortgage at some point in the past year, and 20.4% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 25009260100

What is the eviction-risk score for census tract 25009260100?

Census tract 25009260100 in Haverhill scores 5.9/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 25009260100?

Median gross rent is $1,628/month (ACS 5-year 2023, table B25064). 67% of renter households are cost-burdened.

What is the poverty rate in tract 25009260100?

34.2% of residents in tract 25009260100 live below the federal poverty line (ACS B17001, 2023). Population: 5,495.

How socially vulnerable is tract 25009260100?

CDC Social Vulnerability Index ranks this tract in the 98th percentile nationally. Sub-themes: socioeconomic 93th, household 99th, minority 74th, housing 92th.

What share of households in tract 25009260100 struggle to pay rent?

About 27.3% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 20.4% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 25009260100 compare to Haverhill overall?

Tract 25009260100 scores 5.9/10, right in line with the parent city of Haverhill at 5.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Haverhill eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 25009260100 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 10% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Haverhill

Top eight tracts in Haverhill ranked by composite eviction-risk score.