Haverhill Eviction Risk: Moderate

The clearest offset is economic stress at 1/10. Average gross rent is $2,119, 27% above the Haverhill average.

Sitting well above the midpoint, rent-regulation exposure reads 7.9/10. The severe-burden share is 15%, and it is the single best predictor in this model of a filing that actually reaches judgment. On the high side, tenant-organizing strength reads 7.9/10.

Against the Essex County average of 6.0, this tract reads safer for landlords by 1.1 points. Food insecurity runs 7.8% against 17.8% nationally. Adults with no health insurance runs 3.2% against 11.3% nationally.

In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 59th percentile of the 84,120 tracts scored.

At 7% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. On the CDC Social Vulnerability Index the tract reads 2.5/10, which tracks how hard a shock lands on the households already here. Statewide the MA average is 6.2, so this tract runs 1.3 points cooler.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.