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Neighborhood · Ranked #7,836 of 84,120 nationally

Willimansett Eviction Risk: High , Chicopee

Tract 25013812103 · Hampden County, MA · pop 3,921 · neighborhood within 0.5 mi

25013812103 is a census tract in the Willimansett area of Holyoke, MA. It scores 8/10 for landlords. Population here is 3,921. The dominant input is tenant-organizing strength at 9.6/10.

Risk score
8
High
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 35% Stable renters 46% Owners 19%
Tract context
Occupied units1,529
Renter share81.4%
SVI overall0.90
Poverty rate29.4%
Median income$51,017

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
100 th percentile
Rank, 100th percentileLowHigh
#1 of 2 tracts In Willimansett
Very High
Within parent city
50 th percentile
Rank, 50th percentileLowHigh
#6 of 11 tracts In Chicopee
Moderate
Within county
100 th percentile
Rank, 100th percentileLowHigh
#1 of 104 tracts In Hampden County
Very High
Within state
87 th percentile
Rank, 87th percentileLowHigh
#213 of 1,613 tracts In Massachusetts
High
Geographic context

Risk heat across Chicopee and the region

Centroid at 42.1841, -72.6274 · click any tract to drill in

Why Willimansett scores 8

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Chicopee
6.3
Regional political climate
2024 county presidential margin
5.9
State political climate
Massachusetts legislature & governorship
6.2
Economic stress
29.4% poverty · this tract
7.3
Supply constraint
$1,045 rent vs county FMR
2.0
Rent control risk
Inherited from Chicopee
6.4
Eviction process difficulty
State law sets the calendar
5.6
Tenant organizing strength
Inherited from Chicopee
9.6
Housing court bias
Inherited from Chicopee
7.4

How Willimansett compares

Risk score vs. parent city, county, state.
Willimansett risk score vs. parent city / county / state8.0This tracttract 8121036.3Chicopeeparent city5.8Countyavg tract in county6.2Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 90

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Willimansett. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Willimansett

Severe burden reaches 27%. Those are renters paying half their income or more, and that is where non-payment filings originate. Against the Hampden County average of 5.8, this tract reads riskier for landlords by 2.2 points. This is renter territory: 81% of occupied units are tenant-occupied.

Sitting well above the midpoint, court filing pressure reads 8.5/10. SNAP participation runs 31.3% against 15.2% nationally. The poverty rate is 29%, which in this model reads as reduced rent-recovery odds after a judgment.

Disability prevalence runs 45.1% against 31.5% nationally. Well under the midpoint, supply constraint reads 2/10.

This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Holyoke Chicopee. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. On the national scale it lands near the 91st percentile of the 84,120 tracts scored.

Social vulnerability reads 9.1/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the MA average is 6.2, so this tract runs 1.8 points hotter.

Of its three components the household composition measure is the most pressured. Rent takes 30% or more of income for 43% of renters.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 25013812103

Q1

What is the eviction-risk score for census tract 25013812103?

Census tract 25013812103 in the Willimansett neighborhood scores 8/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 25013812103?

Median gross rent is $1,045/month (ACS 5-year 2023, table B25064). 43% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 25013812103?

29.4% of residents in tract 25013812103 live below the federal poverty line (ACS B17001, 2023). Population: 3,921.
Q4

How socially vulnerable is tract 25013812103?

CDC Social Vulnerability Index ranks this tract in the 90th percentile nationally. Sub-themes: socioeconomic 73th, household 98th, minority 59th, housing 87th.
Q5

Is tract 25013812103 considered part of Willimansett?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 25013812103 fall within Willimansett (neighborhood centroid within 0.5 miles, OSM data).
Q6

What share of households in tract 25013812103 struggle to pay rent?

About 20.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 13.2% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 25013812103 compare to Chicopee overall?

Tract 25013812103 scores 8/10, higher than the parent city of Chicopee at 6.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Chicopee eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 25013812103 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Chicopee

Top eight tracts in Chicopee ranked by composite eviction-risk score.

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