The Flats Eviction Risk: High , Holyoke

Average gross rent is $569, 44% below the Holyoke average. What pushes it up most is tenant-organizing strength at 9.6/10. Housing insecurity runs 36.0% against 14.2% nationally.

This is renter territory: 86% of occupied units are tenant-occupied. Against the Hampden County average of 5.8, this tract reads riskier for landlords by 2.2 points. On the softer side, supply constraint reads 1/10.

The poverty rate is 29%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Running hot, court filing pressure reads 8.5/10.

16% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Cost burden runs 40% here against 46.5% across Hampden County.

This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Holyoke Chicopee. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. On the national scale it lands near the 91st percentile of the 84,120 tracts scored.

CDC social-vulnerability scoring puts the tract at 9.8/10.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.