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Neighborhood · Ranked #10,320 of 84,120 nationally

Oakdale Eviction Risk: Elevated , Holyoke

Tract 25013812001 · Hampden County, MA · pop 2,917 · neighborhood within 0.0 mi

With a score of 7.5/10, tract 25013812001 in the Oakdale area of Holyoke, MA reads elevated for landlord eviction risk. It is home to 2,917 residents. The score leans hardest on tenant-organizing strength at 9.6/10.

Risk score
7.5
Elevated
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 23% Stable renters 37% Owners 40%
Tract context
Occupied units1,393
Renter share59.7%
SVI overall0.95
Poverty rate18.8%
Median income$57,924

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
0 th percentile
Rank, 0th percentileLowHigh
#3 of 3 tracts In Oakdale
Very Low
Within parent city
20 th percentile
Rank, 20th percentileLowHigh
#9 of 11 tracts In Holyoke
Low
Within county
70 th percentile
Rank, 70th percentileLowHigh
#32 of 104 tracts In Hampden County
Elevated
Within state
74 th percentile
Rank, 74th percentileLowHigh
#423 of 1,613 tracts In Massachusetts
Elevated
Geographic context

Risk heat across Holyoke and the region

Centroid at 42.2077, -72.6252 · click any tract to drill in

Why Oakdale scores 7.5

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Holyoke
6.3
Regional political climate
2024 county presidential margin
5.9
State political climate
Massachusetts legislature & governorship
6.2
Economic stress
18.8% poverty · this tract
4.7
Supply constraint
$938 rent vs county FMR
1.3
Rent control risk
Inherited from Holyoke
6.4
Eviction process difficulty
State law sets the calendar
5.6
Tenant organizing strength
Inherited from Holyoke
9.6
Housing court bias
Inherited from Holyoke
7.4

How Oakdale compares

Risk score vs. parent city, county, state.
Oakdale risk score vs. parent city / county / state7.5This tracttract 8120016.6Holyokeparent city5.8Countyavg tract in county6.2Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 95

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Oakdale. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Oakdale

Well under the midpoint, supply constraint reads 1.3/10. Against the Hampden County average of 5.8, this tract reads riskier for landlords by 1.7 points. On the high side, court filing pressure reads 8.5/10.

SNAP participation runs 29.6% against 15.2% nationally. The severe-burden share is 17%, and it is the single best predictor in this model of a filing that actually reaches judgment.

38% of renter households cross the 30%-of-income line, below the Hampden County average of 46.5%. The poverty rate is 19%, which in this model reads as reduced rent-recovery odds after a judgment.

Food insecurity runs 25.7% against 17.8% nationally. Average gross rent is $938, 8% below the Holyoke average.

In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #10,320 of 84,120 for landlord eviction difficulty. On the CDC Social Vulnerability Index the tract reads 9.5/10, which tracks how hard a shock lands on the households already here.

Statewide the MA average is 6.2, so this tract runs 1.3 points hotter. Of its three components the household composition measure is the most pressured.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 25013812001

Q1

What is the eviction-risk score for census tract 25013812001?

Census tract 25013812001 in the Oakdale neighborhood scores 7.5/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 25013812001?

Median gross rent is $938/month (ACS 5-year 2023, table B25064). 38% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 25013812001?

18.8% of residents in tract 25013812001 live below the federal poverty line (ACS B17001, 2023). Population: 2,917.
Q4

How socially vulnerable is tract 25013812001?

CDC Social Vulnerability Index ranks this tract in the 95th percentile nationally. Sub-themes: socioeconomic 83th, household 98th, minority 75th, housing 85th.
Q5

Is tract 25013812001 considered part of Oakdale?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 25013812001 fall within Oakdale (neighborhood centroid within 0.0 miles, OSM data).
Q6

What share of households in tract 25013812001 struggle to pay rent?

About 20.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 12.7% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 25013812001 compare to Holyoke overall?

Tract 25013812001 scores 7.5/10, higher than the parent city of Holyoke at 6.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Holyoke eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 25013812001 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Holyoke

Top eight tracts in Holyoke ranked by composite eviction-risk score.

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