Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #26,446 of 84,120 nationally
The Commons Eviction Risk: Moderate , Chicopee
Tract 25013812202 · Hampden County, MA · pop 3,978 · neighborhood within 1.4 mi
With a score of 6.5/10, tract 25013812202 in The Commons in Chicopee ranks in the Elevated tier for landlord eviction risk. The tract is home to 3,978 residents. That is riskier than roughly 87% of the 84,120 US census tracts we score.
Rent eats 30% or more of income for 52% of renter households, a severe level, and 26% are severely burdened at 50% or more. The typical renter pays about $963 a month while the average household earns $51,667 a year, roughly 22% of income at the averages. About 65% of occupied units are renter-occupied, a renter-majority tract.
Risk score
4.9
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 34%
Stable renters 31%
Owners 35%
Tract context
Occupied units2,056
Renter share64.6%
SVI overall0.73
Poverty rate15.8%
Median income$51,667
Percentile rank
Higher percentile = riskier than more peers.Within parent city
80
th percentile
High
Within county
56
th percentile
Elevated
Within state
77
th percentile
High
Geographic context
Risk heat across Chicopee and the region
Centroid at 42.1485, -72.6379 · click any tract to drill in
Why The Commons scores 4.9
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Chicopee
6.3
Regional political climate
2024 county presidential margin
5.9
State political climate
Massachusetts legislature & governorship
6.2
Economic stress
15.8% poverty · this tract
4.0
Supply constraint
$963 rent vs county FMR
1.4
Rent control risk
Inherited from Chicopee
5.4
Eviction process difficulty
State law sets the calendar
6.0
Tenant organizing strength
Inherited from Chicopee
4.9
Housing court bias
Inherited from Chicopee
5.7
How The Commons compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 73
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 65%Socioeconomic
- 17%Household composition
- 50%Racial/ethnic minority
- 98%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 0%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Within The Commons. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 14.0%Housing insecurity
- 9.2%Utility-shutoff threat
- 16.1%Food insecurity
- 19.8%SNAP enrollment
- 9.3%Transit barriers
- 6.7%No health insurance
- 18.1%Frequent mental distress
- 34.2%Any disability
Analysis
What drives eviction risk in The Commons
The heaviest input here is eviction process difficulty at $1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Chicopee eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Hampden County average of 6.6 and above the Massachusetts statewide average of 5.9. Within its own county it reads on the safer side for landlords.
The tract is predominantly White and ranks around the 73rd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 25013812202
Q1
What is the eviction-risk score for census tract 25013812202?
Census tract 25013812202 in the The Commons neighborhood scores 4.9/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 25013812202?
Median gross rent is $963/month (ACS 5-year 2023, table B25064). 52% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 25013812202?
15.8% of residents in tract 25013812202 live below the federal poverty line (ACS B17001, 2023). Population: 3,978.
Q4
How socially vulnerable is tract 25013812202?
CDC Social Vulnerability Index ranks this tract in the 73th percentile nationally. Sub-themes: socioeconomic 65th, household 17th, minority 50th, housing 98th.
Q5
Is tract 25013812202 considered part of The Commons?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 25013812202 fall within The Commons (neighborhood centroid within 1.4 miles, OSM data).
Q6
What share of households in tract 25013812202 struggle to pay rent?
About 14.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 9.2% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 25013812202 compare to Chicopee overall?
Tract 25013812202 scores 4.9/10, lower than the parent city of Chicopee at 6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Chicopee eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 25013812202 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Chicopee
Top eight tracts in Chicopee ranked by composite eviction-risk score.
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