Neighborhood · Ranked #9,433 of 84,120 nationally

The Commons Eviction Risk: Elevated , Chicopee

Tract 25013810901 · Hampden County, MA · pop 1,906 · neighborhood within 0.2 mi

25013810901 is a census tract in the The Commons area of Chicopee, MA. It scores 7.7/10 for landlords. Severe burden reaches 29%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Risk score

7.7

Elevated

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 45% Stable renters 39% Owners 16%

Tract context

Occupied units871

Renter share84.0%

SVI overall0.81

Poverty rate29.2%

Median income$41,250

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Chicopee and the region

Centroid at 42.1427, -72.6117 · click any tract to drill in

Why The Commons scores 7.7

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Chicopee

6.3

Regional political climate

2024 county presidential margin

5.9

State political climate

Massachusetts legislature & governorship

6.2

Economic stress

29.2% poverty · this tract

7.3

Supply constraint

$981 rent vs county FMR

1.6

Rent control risk

Inherited from Chicopee

6.5

Eviction process difficulty

State law sets the calendar

6.0

Tenant organizing strength

Inherited from Chicopee

8.5

Housing court bias

Inherited from Chicopee

6.7

How The Commons compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 81

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

68%Socioeconomic
91%Household composition
75%Racial/ethnic minority
68%Housing & transportation

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
12%Grade C
19%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within The Commons. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

25.2%Housing insecurity
16.4%Utility-shutoff threat
30.7%Food insecurity
36.8%SNAP enrollment
16.1%Transit barriers
13.7%No health insurance
21.7%Frequent mental distress
40.9%Any disability

Analysis

What drives eviction risk in The Commons

84% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. What pushes it up most is court filing pressure at 8.5/10.

Against the Hampden County average of 5.8, this tract reads riskier for landlords by 1.9 points. Sitting well above the midpoint, tenant-organizing strength reads 8.5/10.

The poverty rate is 29%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Running cool, supply constraint reads 1.6/10.

Food insecurity runs 30.7% against 17.8% nationally. Cost burden runs 53% here against 46.5% across Hampden County.

At $981 a month, rents run 15% under what the rest of Chicopee commands. Inability to pay a utility bill runs 16.4% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 25013810901

What is the eviction-risk score for census tract 25013810901?

Census tract 25013810901 in the The Commons neighborhood scores 7.7/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 25013810901?

Median gross rent is $981/month (ACS 5-year 2023, table B25064). 53% of renter households are cost-burdened.

What is the poverty rate in tract 25013810901?

29.2% of residents in tract 25013810901 live below the federal poverty line (ACS B17001, 2023). Population: 1,906.

How socially vulnerable is tract 25013810901?

CDC Social Vulnerability Index ranks this tract in the 81th percentile nationally. Sub-themes: socioeconomic 68th, household 91th, minority 75th, housing 68th.

Is tract 25013810901 considered part of The Commons?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 25013810901 fall within The Commons (neighborhood centroid within 0.2 miles, OSM data).

What share of households in tract 25013810901 struggle to pay rent?

About 25.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 16.4% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 25013810901 compare to Chicopee overall?

Tract 25013810901 scores 7.7/10, higher than the parent city of Chicopee at 6.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Chicopee eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 25013810901 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 19% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Chicopee

Top eight tracts in Chicopee ranked by composite eviction-risk score.