Neighborhood · Ranked #81,634 of 84,120 nationally

Waverley Eviction Risk: Lower , Belmont

Tract 25017357600 · Middlesex County, MA · pop 2,824 · neighborhood within 0.4 mi

Census tract 25017357600 sits in the Waverley area of Belmont, Massachusetts eviction laws, and carries an eviction-risk score of 4.4/10. It lands near the 20th percentile nationally for landlord eviction risk.

24% of renter households here spend at least 30% of income on rent, a moderate level, and 9% are severely burdened at 50% or more. The typical renter pays about $2,246 a month while the average household earns $183,214 a year, roughly 15% of income at the averages. Renters make up 39% of occupied homes.

Risk score

1.2

Lower

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 9% Stable renters 30% Owners 61%

Tract context

Occupied units1,074

Renter share38.8%

SVI overall0.17

Poverty rate3.8%

Median income$183,214

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Belmont and the region

Centroid at 42.3832, -71.1863 · click any tract to drill in

Why Waverley scores 1.2

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Belmont

8.3

Regional political climate

2024 county presidential margin

7.3

State political climate

Massachusetts legislature & governorship

6.2

Economic stress

3.8% poverty · this tract

1.0

Supply constraint

$2,246 rent vs county FMR

2.9

Rent control risk

Inherited from Belmont

4.2

Eviction process difficulty

State law sets the calendar

5.8

Tenant organizing strength

Inherited from Belmont

7.5

Housing court bias

Inherited from Belmont

3.4

How Waverley compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 17

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

4%Socioeconomic
37%Household composition
49%Racial/ethnic minority
40%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
100%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.¹

Historic baseline (2000–2018)

20Total filings over 5 yrs
0.76%Avg annual filing rate
0.9%Peak (2012)
5Filings in 2016 (latest validated)

Filings by year 2012 to 2016

Filings stayed roughly flat over the past 5 months.

Pandemic-era tracking (2020–2021)

0Total filings 2020-21
0.0Avg monthly (observed)
0.3Pre-pandemic baseline
0.00×Ratio to baseline

Monthly filings 2020–2021 2020-01-01 to 2023-11-01

Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Boston, MA as part of its 34-metro Eviction Tracking System.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

6.5%Housing insecurity
4.0%Utility-shutoff threat
6.2%Food insecurity
6.3%SNAP enrollment
4.6%Transit barriers
2.6%No health insurance
12.9%Frequent mental distress
19.3%Any disability

Analysis

What drives eviction risk in Waverley

What moves this score most is tenant organizing strength at 7.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Belmont, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Middlesex County average of 5.2 and below the Massachusetts statewide average of 5.9. Within its own county it reads on the safer side for landlords.

The tract is predominantly White and ranks around the 17th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 25017357600

What is the eviction-risk score for census tract 25017357600?

Census tract 25017357600 in the Waverley neighborhood scores 1.2/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 25017357600?

Median gross rent is $2,246/month (ACS 5-year 2023, table B25064). 24% of renter households are cost-burdened.

What is the poverty rate in tract 25017357600?

3.8% of residents in tract 25017357600 live below the federal poverty line (ACS B17001, 2023). Population: 2,824.

How socially vulnerable is tract 25017357600?

CDC Social Vulnerability Index ranks this tract in the 17th percentile nationally. Sub-themes: socioeconomic 4th, household 37th, minority 49th, housing 40th.

Is tract 25017357600 considered part of Waverley?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 25017357600 fall within Waverley (neighborhood centroid within 0.4 miles, OSM data).

How many evictions are filed each year in tract 25017357600?

Princeton Eviction Lab recorded 20 eviction filings across 5 validated years in tract 25017357600 (2000-2018). The average annual filing rate is 0.76% of renter households, peaking at 0.9% in 2012. Source: Eviction Lab tract-validated 2024 release.

Did eviction filings in tract 25017357600 drop during COVID?

Pandemic-era filings ran 0.00× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Boston eviction risk, MA), 2020-2021.

What share of households in tract 25017357600 struggle to pay rent?

About 6.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.0% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 25017357600 compare to Belmont overall?

Tract 25017357600 scores 1.2/10, lower than the parent city of Belmont at 5.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Belmont; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Q10

Was tract 25017357600 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Belmont

Top eight tracts in Belmont ranked by composite eviction-risk score.

Eviction Lab tract-level court records (2000-2018) and Eviction Tracking System, Princeton University. Open Data Commons Attribution license. evictionlab.org