North Village Eviction Risk: Elevated , Detroit

Food insecurity runs 52.1% against 17.8% nationally. Annualized rent equals 50% of average household income of $21,840, past the 30% affordability line, which thins the margin any screening standard has to work with. The poverty rate is 55%, which in this model reads as reduced rent-recovery odds after a judgment.

Inability to pay a utility bill runs 32.1% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. On the high side, court filing pressure reads 9.7/10. Severe burden reaches 30%. Those are renters paying half their income or more, and that is where non-payment filings originate.

On the softer side, supply constraint reads 1.6/10. Against the Wayne County average of 4.6, this tract reads riskier for landlords by 1.4 points. At $908 a month, rents run 15% under what the rest of Detroit commands.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 78th percentile of the 84,120 tracts scored. Social vulnerability reads 7.9/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the MI average is 4.2, so this tract runs 1.8 points hotter.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.