Gratiot Town/Kettering Eviction Risk: Elevated , Detroit

Running hot, court filing pressure reads 9.7/10. The poverty rate is 42%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Set annual rent against average income of $36,488 and the ratio lands at 45%, above the conventional 30% ceiling. Inability to pay a utility bill runs 29.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. 26% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Average gross rent is $1,378, 28% above the Detroit average. Disability prevalence runs 44.8% against 31.5% nationally.

Against the Wayne County average of 4.6, this tract reads riskier for landlords by 1.4 points. Running cool, rent-regulation exposure reads 2/10. 42% of renter households cross the 30%-of-income line, below the Wayne County average of 46.6%.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.