Harmony Village Eviction Risk: Moderate , Detroit

32% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Annualized rent equals 34% of average household income of $42,717, past the 30% affordability line, which thins the margin any screening standard has to work with. On the softer side, rent-regulation exposure reads 2/10.

Housing insecurity runs 26.3% against 14.2% nationally. Inability to pay a utility bill runs 21.1% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Sitting well above the midpoint, local political climate reads 7.5/10. The poverty rate is 19%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. At $1,216 a month, rents run 13% over what the rest of Detroit commands.

Against the Wayne County average of 4.6, this tract reads riskier for landlords by 0.7 points. This ground was mapped B ("Still Desirable") on the 1930s HOLC security maps for Detroit. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

That is riskier than roughly 67% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 6.2/10, which tracks how hard a shock lands on the households already here. Statewide the MI average is 4.2, so this tract runs 1.1 points hotter.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.