Harmony Village Eviction Risk: Moderate

Against a Detroit baseline of 35.9%, 59% of renters here cross the 30%-of-income line. 27.1% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two.

Food insecurity affects 41.8% of adults, 24.0 points above the national rate. Set annual rent against average household income of $38,093 and the ratio lands at 35%, above the conventional 30% ceiling.

The poverty rate is 28%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. The clearest offset is rent-regulation exposure, at 2/10. Among the 130 mapped neighborhoods of Detroit, it ranks #72 by risk, the middle third.

For a like-for-like read, Conner Creek and Butler score within a fraction of it. Social vulnerability runs high at 8.4/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. The 4 tracts here are tightly clustered, 0.7 points apart at the extremes.

Average gross rent runs $1,111, close to the Detroit average. 39% of occupied units are renter-occupied.

The area figure travels well to individual addresses here, though the per-tract table below still carries the detail. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.