Happy Homes Eviction Risk: Elevated , Detroit

Set annual rent against average income of $21,627 and the ratio lands at 59%, above the conventional 30% ceiling. What pushes it up most is economic stress at 10/10.

Housing insecurity runs 46.2% against 14.2% nationally. Inability to pay a utility bill runs 43.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. The poverty rate is 48%, which in this model reads as reduced rent-recovery odds after a judgment.

Sitting well above the midpoint, court filing pressure reads 9.7/10. It sits 1.4 points above the Wayne County average of 4.6.

Running cool, rent-regulation exposure reads 2/10. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Nationally it ranks #18,163 of 84,120 for landlord eviction difficulty. On the CDC Social Vulnerability Index the tract reads 7.5/10, which tracks how hard a shock lands on the households already here. Statewide the MI average is 4.2, so this tract runs 1.8 points hotter.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.