Happy Homes Eviction Risk: Elevated

Cost burden runs 56% against 35.9% citywide, putting Happy Homes 19.6% over its own city. 36.6% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. Annualized rent equals 45% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with.

The poverty rate is 38%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. The dominant input is economic stress at 8.6/10. On the softer side is rent-regulation exposure, at 2/10.

Disability prevalence reaches 48.5% against a 31.5% national average, which raises the odds a reasonable-accommodation request accompanies any dispute. Well under the midpoint is supply constraint, at 2.8/10.

That places it #3 of 130 neighborhoods in Detroit. Social vulnerability runs high at 7.8/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input. Its 4 tracts score within 0 points of one another, so the area figure travels well to individual addresses.

Average gross rent runs $1,076, close to the Detroit average.

With little internal variation, 6/10 is a fair proxy for any address inside the boundary. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.