Whittier Eviction Risk: High , Minneapolis

The dominant input is local political climate at 9/10. 25% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

This is renter territory: 74% of occupied units are tenant-occupied. Sitting well above the midpoint, tenant-organizing strength reads 8.5/10. The poverty rate is 30%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Well under the midpoint, supply constraint reads 2/10. The filing record is not thin: 143 evictions over 5 years of observation.

At $1,171 a month, rents run 15% under what the rest of Minneapolis commands. Filings peaked in 2009 at 3.3% of renter households. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Minneapolis. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

In a typical year about 2.8% of renter households face a filing. On the national scale it lands near the 91st percentile of the 84,120 tracts scored. Social vulnerability reads 7.7/10 on the CDC index, a measure of exposure to housing and economic shocks.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.