Within neighborhood
100
th percentile
Very High
Neighborhood · Ranked #7,456 of 84,120 nationally
Highland Eviction Risk: Elevated , St. Paul
Tract 27123037603 · Ramsey County, MN · pop 3,588 · neighborhood within 0.9 mi
How risky is the Highland neighborhood of St. Paul for landlords? Census tract 27123037603 scores 6.6/10, the Elevated tier. That is riskier than roughly 89% of the 84,120 US census tracts we score.
Rent eats 30% or more of income for 39% of renter households, a high level, and 21% are severely burdened at 50% or more. Average rent runs $1,167 a month against an average household income of $51,250 a year, roughly 27% of income at the averages. Renters make up 90% of occupied homes, a renter-majority tract.
Risk score
6.5
Elevated
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 35%
Stable renters 55%
Owners 10%
Tract context
Occupied units1,509
Renter share90.0%
SVI overall0.97
Poverty rate27.4%
Median income$51,250
Percentile rank
Higher percentile = riskier than more peers.Within parent city
89
th percentile
High
Within county
94
th percentile
Very High
Within state
96
th percentile
Very High
Geographic context
Risk heat across St. Paul and the region
Centroid at 44.9033, -93.1645 · click any tract to drill in
Why Highland scores 6.5
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from St. Paul
9.0
Regional political climate
2024 county presidential margin
7.3
State political climate
Minnesota legislature & governorship
4.3
Economic stress
27.4% poverty · this tract
6.9
Supply constraint
$1,167 rent vs county FMR
1.9
Rent control risk
Inherited from St. Paul
8.5
Eviction process difficulty
State law sets the calendar
7.5
Tenant organizing strength
Inherited from St. Paul
8.5
Housing court bias
Inherited from St. Paul
7.5
How Highland compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 97
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 80%Socioeconomic
- 95%Household composition
- 81%Racial/ethnic minority
- 99%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 0%Grade C
- 100%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Pandemic-era tracking (2020–2021)
- 152Total filings 2020-21
- 2.0Avg monthly (observed)
- 1.5Pre-pandemic baseline
- 1.31×Ratio to baseline
Pandemic filings ran above baseline. Eviction Lab tracked Minneapolis-Saint Paul, MN as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within Highland. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 18.7%Housing insecurity
- 12.4%Utility-shutoff threat
- 24.4%Food insecurity
- 19.4%SNAP enrollment
- 13.7%Transit barriers
- 11.3%No health insurance
- 17.3%Frequent mental distress
- 33.9%Any disability
Analysis
What drives eviction risk in Highland
The heaviest input here is rent-control risk at 8.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from St. Paul eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Ramsey County average of 6.0 and above the Minnesota statewide average of 5.0. Within its own county it reads on the riskier side for landlords.
This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 100% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.
During 2020 and 2021, eviction filings here ran at about 1.31x the pre-COVID monthly baseline, above pre-pandemic levels.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 27123037603
Q1
What is the eviction-risk score for census tract 27123037603?
Census tract 27123037603 in the Highland neighborhood scores 6.5/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 27123037603?
Median gross rent is $1,167/month (ACS 5-year 2023, table B25064). 39% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 27123037603?
27.4% of residents in tract 27123037603 live below the federal poverty line (ACS B17001, 2023). Population: 3,588.
Q4
How socially vulnerable is tract 27123037603?
CDC Social Vulnerability Index ranks this tract in the 97th percentile nationally. Sub-themes: socioeconomic 80th, household 95th, minority 81th, housing 99th.
Q5
Is tract 27123037603 considered part of Highland?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 27123037603 fall within Highland (neighborhood centroid within 0.9 miles, OSM data).
Q6
Did eviction filings in tract 27123037603 drop during COVID?
Pandemic-era filings ran 1.31× the pre-COVID monthly baseline. Filings ran above pre-pandemic norms. Tracked by the Eviction Lab Eviction Tracking System (Minneapolis eviction risk-Saint Paul, MN), 2020-2021.
Q7
What share of households in tract 27123037603 struggle to pay rent?
About 18.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 12.4% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 27123037603 compare to St. Paul overall?
Tract 27123037603 scores 6.5/10, right in line with the parent city of St. Paul at 6.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Paul eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 27123037603 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 100% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in St. Paul
Top eight tracts in St. Paul ranked by composite eviction-risk score.
Tract · MN
Payne - Phalen
7
/ 10 · Elevated
Tract · MN
Rondo
7
/ 10 · Elevated
Tract · MN
North End
6.9
/ 10 · Elevated
Tract · MN
Rondo
6.9
/ 10 · Elevated
Tract · MN
Rondo
6.7
/ 10 · Elevated
Tract · MN
Snelling - Hamline
6.6
/ 10 · Elevated
Tract · MN
Eastview
6.6
/ 10 · Elevated
Tract · MN
Highwood Hills
6.6
/ 10 · Elevated
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