Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #22,213 of 84,120 nationally
Highland Eviction Risk: Moderate , St. Paul
Tract 27123037604 · Ramsey County, MN · pop 2,249 · neighborhood within 1.2 mi
Tract 27123037604, home to 2,249 residents in the Highland neighborhood of St. Paul, scores 6.5/10 for landlord eviction risk. On the national scale it ranks #11,054 of 84,120 for landlord eviction difficulty.
50% of renter households here spend at least 30% of income on rent, a severe level, and 13% are severely burdened at 50% or more. The typical renter pays about $1,402 a month while the average household earns $56,250 a year, roughly 30% of income at the averages. Renters make up 74% of occupied homes, a renter-majority tract.
Risk score
5.2
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 37%
Stable renters 37%
Owners 26%
Tract context
Occupied units1,386
Renter share74.5%
SVI overall0.81
Poverty rate11.3%
Median income$56,250
Percentile rank
Higher percentile = riskier than more peers.Within parent city
57
th percentile
Elevated
Within county
73
th percentile
Elevated
Within state
85
th percentile
High
Geographic context
Risk heat across St. Paul and the region
Centroid at 44.8977, -93.1640 · click any tract to drill in
Why Highland scores 5.2
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from St. Paul
9.0
Regional political climate
2024 county presidential margin
7.3
State political climate
Minnesota legislature & governorship
4.3
Economic stress
11.3% poverty · this tract
2.8
Supply constraint
$1,402 rent vs county FMR
3.3
Rent control risk
Inherited from St. Paul
8.5
Eviction process difficulty
State law sets the calendar
7.5
Tenant organizing strength
Inherited from St. Paul
8.5
Housing court bias
Inherited from St. Paul
7.5
How Highland compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 81
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 58%Socioeconomic
- 94%Household composition
- 55%Racial/ethnic minority
- 85%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 0%Grade C
- 53%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Pandemic-era tracking (2020–2021)
- 287Total filings 2020-21
- 3.7Avg monthly (observed)
- 0.7Pre-pandemic baseline
- 5.17×Ratio to baseline
Pandemic filings ran above baseline. Eviction Lab tracked Minneapolis-Saint Paul, MN as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within Highland. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 12.2%Housing insecurity
- 7.4%Utility-shutoff threat
- 15.1%Food insecurity
- 10.5%SNAP enrollment
- 9.2%Transit barriers
- 8.2%No health insurance
- 16.6%Frequent mental distress
- 30.0%Any disability
Analysis
What drives eviction risk in Highland
The score leans hardest on rent-control risk at 8.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from St. Paul eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Ramsey County average of 6.0 and above the Minnesota statewide average of 5.0. Within its own county it reads on the riskier side for landlords.
This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 53% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.
The tract is predominantly White and ranks around the 81st percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 27123037604
Q1
What is the eviction-risk score for census tract 27123037604?
Census tract 27123037604 in the Highland neighborhood scores 5.2/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 27123037604?
Median gross rent is $1,402/month (ACS 5-year 2023, table B25064). 50% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 27123037604?
11.3% of residents in tract 27123037604 live below the federal poverty line (ACS B17001, 2023). Population: 2,249.
Q4
How socially vulnerable is tract 27123037604?
CDC Social Vulnerability Index ranks this tract in the 81th percentile nationally. Sub-themes: socioeconomic 58th, household 94th, minority 55th, housing 85th.
Q5
Is tract 27123037604 considered part of Highland?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 27123037604 fall within Highland (neighborhood centroid within 1.2 miles, OSM data).
Q6
Did eviction filings in tract 27123037604 drop during COVID?
Pandemic-era filings ran 5.17× the pre-COVID monthly baseline. Filings ran above pre-pandemic norms. Tracked by the Eviction Lab Eviction Tracking System (Minneapolis eviction risk-Saint Paul, MN), 2020-2021.
Q7
What share of households in tract 27123037604 struggle to pay rent?
About 12.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.4% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 27123037604 compare to St. Paul overall?
Tract 27123037604 scores 5.2/10, lower than the parent city of St. Paul at 6.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Paul eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 27123037604 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 53% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in St. Paul
Top eight tracts in St. Paul ranked by composite eviction-risk score.
Tract · MN
Payne - Phalen
7
/ 10 · Elevated
Tract · MN
Rondo
7
/ 10 · Elevated
Tract · MN
North End
6.9
/ 10 · Elevated
Tract · MN
Rondo
6.9
/ 10 · Elevated
Tract · MN
Rondo
6.7
/ 10 · Elevated
Tract · MN
Highwood Hills
6.6
/ 10 · Elevated
Tract · MN
Rondo
6.6
/ 10 · Elevated
Tract · MN
Eastview
6.6
/ 10 · Elevated
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