St. Charles Eviction Risk: Moderate

The main counterweight is rent-regulation exposure at 1.9/10. 65% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. On the softer side, eviction-process difficulty reads 1.9/10.

Well under the midpoint, state political climate reads 2.1/10. Against the St. Charles County average of 3.5, this tract reads riskier for landlords by 1.1 points.

The filing record is not thin: 554 evictions over 11 years of observation. Filings peaked in 2005 at 11.8% of renter households.

In a typical year about 6.5% of renter households face a filing. That is riskier than roughly 53% of the 84,120 US census tracts in this model.

On the CDC Social Vulnerability Index the tract reads 7.3/10, which tracks how hard a shock lands on the households already here. Of its three components the housing type and transport measure is the most pressured. Rent takes 30% or more of income for around a third of renters.

Annual rent works out to 21% of average household income of $50,225.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.