Mill Pond Eviction Risk: Moderate

34% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate. The clearest offset is economic stress, at 1/10.

The voucher gap is 28.4%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears. Sitting well above the midpoint is rent-regulation exposure at 7.7/10. At $2,660 a month, rents sit 18% under what the rest of Franklin Lakes commands.

Food insecurity affects 5.8% of adults, 12.0 points below the national rate. Filings are well documented here: 86 across 2 observed tracts. Disability prevalence reaches 19.0% against a 31.5% national average, which raises the odds a reasonable-accommodation request accompanies any dispute.

On the high side is supply constraint at 7.1/10. The worst year on record was 2018, when filings touched 4.9% of renter households.

At 20% renter-occupied, this is predominantly owner territory, and rental comps have to be drawn from further out. Rent takes 18% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market. Poverty sits at 2%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.

The 2 tracts here are tightly clustered, 0.2 points apart at the extremes.

The area figure travels well to individual addresses here, though the per-tract table below still carries the detail. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.