Within parent city
17
th percentile
Very Low
Census Tract · Ranked #14,316 of 84,120 nationally
Garfield Eviction Risk: Moderate
Tract 34003021200 · Bergen County, NJ · pop 6,279
Garfield in Bergen County anchors census tract 34003021200, which lands at 6.9/10 on landlord eviction risk. On the national scale it ranks #5,879 of 84,120 for landlord eviction difficulty.
Rent eats 30% or more of income for 53% of renter households, a severe level, and 18% are severely burdened at 50% or more. The typical renter pays about $1,778 a month while the average household earns $100,313 a year, roughly 21% of income at the averages. Renters make up 57% of occupied homes, a renter-majority tract.
Risk score
5.8
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 30%
Stable renters 27%
Owners 43%
Tract context
Occupied units2,019
Renter share57.1%
SVI overall0.72
Poverty rate11.5%
Median income$100,313
Percentile rank
Higher percentile = riskier than more peers.Within county
88
th percentile
High
Within state
74
th percentile
Elevated
National
83
th percentile
High
Geographic context
Risk heat across Garfield and the region
Centroid at 40.8834, -74.1212 · click any tract to drill in
Why Garfield scores 5.8
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Garfield
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
New Jersey legislature & governorship
6.8
Economic stress
11.5% poverty · this tract
2.9
Supply constraint
$1,778 rent vs county FMR
3.6
Rent control risk
Inherited from Garfield
6.8
Eviction process difficulty
State law sets the calendar
6.3
Tenant organizing strength
Inherited from Garfield
9.4
Housing court bias
Inherited from Garfield
6.7
How Garfield compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 72
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 68%Socioeconomic
- 50%Household composition
- 60%Racial/ethnic minority
- 79%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 58%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 206Total filings over 5 yrs
- 3.27%Avg annual filing rate
- 3.9%Peak (2014)
- 32Filings in 2018 (latest validated)
Filings dropped 20% over the past 5 months.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 15.1%Housing insecurity
- 8.0%Utility-shutoff threat
- 16.7%Food insecurity
- 9.9%SNAP enrollment
- 8.4%Transit barriers
- 15.0%No health insurance
- 17.7%Frequent mental distress
- 25.1%Any disability
Analysis
What drives eviction risk in Garfield
The score leans hardest on tenant organizing strength at 9.4/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Garfield eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Bergen County average of 6.3 and above the New Jersey statewide average of 6.6. Within its own county it reads on the riskier side for landlords.
In CDC survey modeling, about 15.1% of adults here said they could not pay rent or mortgage at some point in the past year, and 8.0% faced a utility shutoff threat, a common early warning before a filing.
Princeton eviction risk's Eviction Lab logged 206 eviction filings here over 5 tracked years, with about 3.3% of renter households facing a filing in a typical year. Filings peaked at 3.9% of renter households in 2014.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 34003021200
Q1
What is the eviction-risk score for census tract 34003021200?
Census tract 34003021200 in Garfield scores 5.8/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 34003021200?
Median gross rent is $1,778/month (ACS 5-year 2023, table B25064). 53% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 34003021200?
11.5% of residents in tract 34003021200 live below the federal poverty line (ACS B17001, 2023). Population: 6,279.
Q4
How socially vulnerable is tract 34003021200?
CDC Social Vulnerability Index ranks this tract in the 72th percentile nationally. Sub-themes: socioeconomic 68th, household 50th, minority 60th, housing 79th.
Q5
How many evictions are filed each year in tract 34003021200?
Princeton eviction risk Eviction Lab recorded 206 eviction filings across 5 validated years in tract 34003021200 (2000-2018). The average annual filing rate is 3.27% of renter households, peaking at 3.9% in 2014. Source: Eviction Lab tract-validated 2024 release.
Q6
What share of households in tract 34003021200 struggle to pay rent?
About 15.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 8.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 34003021200 compare to Garfield overall?
Tract 34003021200 scores 5.8/10, lower than the parent city of Garfield at 7.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Garfield eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 34003021200 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Garfield
Top eight tracts in Garfield ranked by composite eviction-risk score.
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