Neighborhood · Ranked #16,850 of 84,120 nationally

Garfield Park Eviction Risk: Moderate

Tract 34003030401 · Bergen County, NJ · pop 3,477 · neighborhood within 0.7 mi

Census tract 34003030401 covers the Garfield Park neighborhood of Garfield, home to 3,477 residents. For landlords it grades 6.7/10, an elevated reading. That is riskier than about 90% of US census tracts.

Rent eats 30% or more of income for 48% of renter households, a severe level, and 18% are severely burdened at 50% or more. The typical renter pays about $1,838 a month while the average household earns $89,275 a year, roughly 25% of income at the averages. Renters make up 55% of occupied homes, a renter-majority tract.

Risk score

5.6

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 26% Stable renters 29% Owners 45%

Tract context

Occupied units1,216

Renter share55.4%

SVI overall0.32

Poverty rate5.5%

Median income$89,275

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Garfield and the region

Centroid at 40.8665, -74.0861 · click any tract to drill in

Why Garfield Park scores 5.6

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Garfield

6.2

Regional political climate

2024 county presidential margin

5.8

State political climate

New Jersey legislature & governorship

6.8

Economic stress

5.5% poverty · this tract

1.4

Supply constraint

$1,838 rent vs county FMR

3.9

Rent control risk

Inherited from Garfield

6.8

Eviction process difficulty

State law sets the calendar

6.7

Tenant organizing strength

Inherited from Garfield

9.6

Housing court bias

Inherited from Garfield

6.9

How Garfield Park compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 32

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

26%Socioeconomic
42%Household composition
77%Racial/ethnic minority
27%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
77%Grade C
23%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Garfield Park. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

13.2%Housing insecurity
6.7%Utility-shutoff threat
13.3%Food insecurity
6.9%SNAP enrollment
7.0%Transit barriers
12.7%No health insurance
15.2%Frequent mental distress
20.9%Any disability

Analysis

What drives eviction risk in Garfield Park

The score leans hardest on tenant organizing strength at 9.6/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Garfield eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Bergen County average of 6.3 and in line with the New Jersey statewide average of 6.6. Within its own county it reads on the riskier side for landlords.

Part of this tract, about 23% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was C ("Declining"). That lending history still correlates with present-day rent burden.

The tract is Hispanic or Latino and White and ranks around the 32nd percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 34003030401

What is the eviction-risk score for census tract 34003030401?

Census tract 34003030401 in the Garfield Park neighborhood scores 5.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 34003030401?

Median gross rent is $1,838/month (ACS 5-year 2023, table B25064). 48% of renter households are cost-burdened.

What is the poverty rate in tract 34003030401?

5.5% of residents in tract 34003030401 live below the federal poverty line (ACS B17001, 2023). Population: 3,477.

How socially vulnerable is tract 34003030401?

CDC Social Vulnerability Index ranks this tract in the 32th percentile nationally. Sub-themes: socioeconomic 26th, household 42th, minority 77th, housing 27th.

Is tract 34003030401 considered part of Garfield Park?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 34003030401 fall within Garfield Park (neighborhood centroid within 0.7 miles, OSM data).

What share of households in tract 34003030401 struggle to pay rent?

About 13.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.7% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 34003030401 compare to Garfield overall?

Tract 34003030401 scores 5.6/10, lower than the parent city of Garfield at 7.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Garfield eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 34003030401 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 23% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Garfield

Top eight tracts in Garfield ranked by composite eviction-risk score.