Within parent city
80
th percentile
High
Census Tract · Ranked #3,427 of 84,120 nationally
Lodi Eviction Risk: Elevated
Tract 34003030202 · Bergen County, NJ · pop 3,602
Here is how census tract 34003030202, in Lodi eviction risk, looks to a landlord: a $1/10 eviction-risk score (Elevated tier) across a population of 3,602. That is riskier than about 94% of US census tracts.
43% of renter households here spend at least 30% of income on rent, a severe level, and 23% are severely burdened at 50% or more. Average rent runs $1,655 a month against an average household income of $61,066 a year, roughly 33% of income at the averages. About 61% of occupied units are renter-occupied, a renter-majority tract.
Risk score
7.4
Elevated
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 26%
Stable renters 35%
Owners 39%
Tract context
Occupied units1,367
Renter share60.5%
SVI overall0.56
Poverty rate23.3%
Median income$61,066
Percentile rank
Higher percentile = riskier than more peers.Within county
100
th percentile
Very High
Within state
86
th percentile
High
National
96
th percentile
Very High
Geographic context
Risk heat across Lodi and the region
Centroid at 40.8840, -74.0877 · click any tract to drill in
Why Lodi scores 7.4
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Lodi
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
New Jersey legislature & governorship
6.8
Economic stress
23.3% poverty · this tract
5.8
Supply constraint
$1,655 rent vs county FMR
3.0
Rent control risk
Inherited from Lodi
6.8
Eviction process difficulty
State law sets the calendar
6.7
Tenant organizing strength
Inherited from Lodi
9.6
Housing court bias
Inherited from Lodi
6.9
How Lodi compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 56
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 71%Socioeconomic
- 23%Household composition
- 68%Racial/ethnic minority
- 45%Housing & transportation
Historical context · 1930s redlining
HOLC grade: D: Hazardous (Redlined)
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 0%Grade C
- 91%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 19.3%Housing insecurity
- 11.1%Utility-shutoff threat
- 23.7%Food insecurity
- 16.0%SNAP enrollment
- 11.4%Transit barriers
- 18.6%No health insurance
- 18.1%Frequent mental distress
- 30.6%Any disability
Analysis
What drives eviction risk in Lodi
The heaviest input here is tenant organizing strength at 9.6/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Lodi eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Bergen County average of 6.3 and above the New Jersey statewide average of 6.6. Within its own county it reads on the riskier side for landlords.
The tract is White and Hispanic or Latino and ranks around the 56th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
In CDC survey modeling, about 19.3% of adults here said they could not pay rent or mortgage at some point in the past year, and 11.1% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 34003030202
Q1
What is the eviction-risk score for census tract 34003030202?
Census tract 34003030202 in Lodi scores 7.4/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 34003030202?
Median gross rent is $1,655/month (ACS 5-year 2023, table B25064). 43% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 34003030202?
23.3% of residents in tract 34003030202 live below the federal poverty line (ACS B17001, 2023). Population: 3,602.
Q4
How socially vulnerable is tract 34003030202?
CDC Social Vulnerability Index ranks this tract in the 56th percentile nationally. Sub-themes: socioeconomic 71th, household 23th, minority 68th, housing 45th.
Q5
What share of households in tract 34003030202 struggle to pay rent?
About 19.3% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 11.1% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q6
How does tract 34003030202 compare to Lodi overall?
Tract 34003030202 scores 7.4/10, lower than the parent city of Lodi at 7.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Lodi eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q7
Was tract 34003030202 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 91% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Lodi
Top eight tracts in Lodi ranked by composite eviction-risk score.
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