Lodi Eviction Risk: High

Against the Bergen County average of 6.3, this tract reads riskier for landlords by 2.1 points. The severe-burden share is 23%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Set annual rent against average income of $61,066 and the ratio lands at 33%, above the conventional 30% ceiling. Sitting well above the midpoint, court filing pressure reads 7.9/10.

The poverty rate is 23%, which in this model reads as reduced rent-recovery odds after a judgment. Well under the midpoint, supply constraint reads 3/10. Adults with no health insurance runs 18.6% against 11.3% nationally.

This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Bergen Co. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. Nationally it ranks #5,730 of 84,120 for landlord eviction difficulty.

Social vulnerability reads 6/10 on the CDC index, a measure of exposure to housing and economic shocks. Statewide the NJ average is 6.0, so this tract runs 2.4 points hotter. Of its three components the household composition measure is the least pressured.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.