Cambridge Heights Eviction Risk: Moderate

Against a Upper Saddle River baseline of 23.8%, 91% of renters here cross the 30%-of-income line. What pushes the score up most is supply constraint at 10/10.

The voucher gap is 69.0%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears. Running hot is rent-regulation exposure at 9.2/10. Running cool is economic stress, at 1/10.

Disability prevalence reaches 18.1% against a 31.5% national average, which raises the odds a reasonable-accommodation request accompanies any dispute. Food insecurity affects 6.1% of adults, 11.7 points below the national rate. At 7% renter-occupied, this is predominantly owner territory, and rental comps have to be drawn from further out.

Poverty sits at 4%, low enough that arrears here usually reflect a specific shock rather than a structural income gap. Average gross rent runs $3,501, close to the Upper Saddle River average.

Annual rent works out to 23% of average household income of $181,953.

One tract means one number: 5.1/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.