Upper Saddle River Eviction Risk: Moderate

The voucher gap is 65.5%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. 28% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

On the high side, rent-regulation exposure reads 9.2/10. On the softer side, economic stress reads 1.2/10.

Disability prevalence runs 17.8% against 31.5% nationally. It sits 1.0 points below the Bergen County average of 6.3. Inability to pay a utility bill runs 3.4% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

On the national scale it lands near the 67th percentile of the 84,120 tracts scored. Only 11% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices.

CDC social-vulnerability scoring puts the tract at 1.5/10. Rent consumes only 17% of average household income of $248,757, an unusually wide affordability cushion.

Of its three components the socioeconomic standing measure is the least pressured. Poverty sits at 5%, low enough that arrears here usually signal a specific shock rather than a structural income gap.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.