Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #53,267 of 84,120 nationally
Chambersburg Eviction Risk: Lower , Trenton
Tract 34021002601 · Mercer County, NJ · pop 4,541 · neighborhood within 1.0 mi
The Chambersburg neighborhood of Trenton anchors census tract 34021002601, which lands at 6.5/10 on landlord eviction risk. It lands near the 87th percentile nationally for landlord eviction risk.
46% of renter households here spend at least 30% of income on rent, a severe level, and 39% are severely burdened at 50% or more. The typical renter pays about $1,516 a month while the average household earns $94,217 a year, roughly 19% of income at the averages. About 26% of occupied units are renter-occupied.
Risk score
3.3
Lower
Confidence 80% · 1–10 scale
Household mix · 100 hh
Burdened renters 12%
Stable renters 14%
Owners 74%
Tract context
Occupied units1,601
Renter share25.8%
SVI overall0.78
Poverty rate8.1%
Median income$94,217
Percentile rank
Higher percentile = riskier than more peers.Within county
47
th percentile
Moderate
Within state
43
th percentile
Moderate
National
37
th percentile
Low
Geographic context
Risk heat across Trenton and the region
Centroid at 40.2070, -74.7281 · click any tract to drill in
Why Chambersburg scores 3.3
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Trenton
6.8
Regional political climate
2024 county presidential margin
7.0
State political climate
New Jersey legislature & governorship
6.8
Economic stress
8.1% poverty · this tract
2.0
Supply constraint
$1,516 rent vs county FMR
2.5
Rent control risk
Inherited from Trenton
6.8
Eviction process difficulty
State law sets the calendar
5.0
Tenant organizing strength
Inherited from Trenton
4.0
Housing court bias
Inherited from Trenton
5.0
How Chambersburg compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 78
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 75%Socioeconomic
- 84%Household composition
- 80%Racial/ethnic minority
- 54%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 14%Grade B
- 79%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 644Total filings over 6 yrs
- 23.00%Avg annual filing rate
- 30.9%Peak (2014)
- 112Filings in 2018 (latest validated)
Filings climbed 23% over the past 6 months.
Comparable tracts
Census tracts with similar eviction risk
Within Chambersburg. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 22.5%Housing insecurity
- 12.3%Utility-shutoff threat
- 25.2%Food insecurity
- 15.4%SNAP enrollment
- 12.1%Transit barriers
- 20.1%No health insurance
- 17.4%Frequent mental distress
- 27.4%Any disability
Analysis
What drives eviction risk in Chambersburg
The score leans hardest on rent-control risk at 6.8/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Trenton eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Mercer County average of 6.7 and in line with the New Jersey statewide average of 6.6. Within its own county it reads on the safer side for landlords.
The tract is Hispanic or Latino and Black and ranks around the 78th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 34021002601
Q1
What is the eviction-risk score for census tract 34021002601?
Census tract 34021002601 in the Chambersburg neighborhood scores 3.3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 34021002601?
Median gross rent is $1,516/month (ACS 5-year 2023, table B25064). 46% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 34021002601?
8.1% of residents in tract 34021002601 live below the federal poverty line (ACS B17001, 2023). Population: 4,541.
Q4
How socially vulnerable is tract 34021002601?
CDC Social Vulnerability Index ranks this tract in the 78th percentile nationally. Sub-themes: socioeconomic 75th, household 84th, minority 80th, housing 54th.
Q5
Is tract 34021002601 considered part of Chambersburg?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 34021002601 fall within Chambersburg (neighborhood centroid within 1.0 miles, OSM data).
Q6
How many evictions are filed each year in tract 34021002601?
Princeton eviction risk Eviction Lab recorded 644 eviction filings across 6 validated years in tract 34021002601 (2000-2018). The average annual filing rate is 23.00% of renter households, peaking at 30.9% in 2014. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 34021002601 struggle to pay rent?
About 22.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 12.3% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 34021002601 compare to Trenton overall?
Tract 34021002601 scores 3.3/10, lower than the parent city of Trenton at 8.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Trenton eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 34021002601 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
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