Within neighborhood
83
th percentile
High
Neighborhood · Ranked #5,730 of 84,120 nationally
Chambersburg Eviction Risk: High , Trenton
Tract 34021000400 · Mercer County, NJ · pop 6,208 · neighborhood within 0.3 mi
34021000400 is a census tract in the Chambersburg area of Trenton, NJ. It scores 8.4/10 for landlords. It is home to 6,208 residents. 43% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.
Risk score
8.4
High
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 60%
Stable renters 21%
Owners 19%
Tract context
Occupied units1,870
Renter share80.7%
SVI overall0.85
Poverty rate37.2%
Median income$39,675
Percentile rank
Higher percentile = riskier than more peers.Within parent city
96
th percentile
Very High
Within county
82
th percentile
High
Within state
86
th percentile
High
Geographic context
Risk heat across Trenton and the region
Centroid at 40.2070, -74.7467 · click any tract to drill in
Why Chambersburg scores 8.4
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Trenton
7.0
Regional political climate
2024 county presidential margin
7.0
State political climate
New Jersey legislature & governorship
6.8
Economic stress
37.2% poverty · this tract
9.3
Supply constraint
$1,422 rent vs county FMR
2.0
Rent control risk
Inherited from Trenton
7.5
Eviction process difficulty
State law sets the calendar
7.0
Tenant organizing strength
Inherited from Trenton
6.5
Housing court bias
Inherited from Trenton
7.0
How Chambersburg compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 85
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 90%Socioeconomic
- 83%Household composition
- 86%Racial/ethnic minority
- 52%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 97%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 1,397Total filings over 6 yrs
- 21.43%Avg annual filing rate
- 24.2%Peak (2014)
- 212Filings in 2018 (latest validated)
Filings dropped 17% over the past 6 months.
Comparable tracts
Census tracts with similar eviction risk
Within Chambersburg. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 41.6%Housing insecurity
- 26.7%Utility-shutoff threat
- 52.7%Food insecurity
- 42.7%SNAP enrollment
- 25.4%Transit barriers
- 40.0%No health insurance
- 21.5%Frequent mental distress
- 38.4%Any disability
Analysis
What drives eviction risk in Chambersburg
Cost burden runs 74% here against 46.5% across Mercer County. Food insecurity runs 52.7% against 17.8% nationally.
Adults with no health insurance runs 40.0% against 11.3% nationally. It sits 2.7 points above the Mercer County average of 5.7.
What pushes it up most is court filing pressure at 9.3/10. Annualized rent equals 43% of average household income of $39,675, past the 30% affordability line, which thins the margin any screening standard has to work with. Running hot, economic stress reads 9.3/10.
The poverty rate is 37%, which in this model reads as reduced rent-recovery odds after a judgment. This is renter territory: 81% of occupied units are tenant-occupied.
On the softer side, supply constraint reads 2/10. Court records carry 1,397 eviction filings across 6 observed years.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
Frequently asked
About tract 34021000400
Q1
What is the eviction-risk score for census tract 34021000400?
Census tract 34021000400 in the Chambersburg neighborhood scores 8.4/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 34021000400?
Median gross rent is $1,422/month (ACS 5-year 2023, table B25064). 74% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 34021000400?
37.2% of residents in tract 34021000400 live below the federal poverty line (ACS B17001, 2023). Population: 6,208.
Q4
How socially vulnerable is tract 34021000400?
CDC Social Vulnerability Index ranks this tract in the 85th percentile nationally. Sub-themes: socioeconomic 90th, household 83th, minority 86th, housing 52th.
Q5
Is tract 34021000400 considered part of Chambersburg?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 34021000400 fall within Chambersburg (neighborhood centroid within 0.3 miles, OSM data).
Q6
How many evictions are filed each year in tract 34021000400?
Princeton eviction risk Eviction Lab recorded 1,397 eviction filings across 6 validated years in tract 34021000400 (2000-2018). The average annual filing rate is 21.43% of renter households, peaking at 24.2% in 2014. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 34021000400 struggle to pay rent?
About 41.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 26.7% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 34021000400 compare to Trenton overall?
Tract 34021000400 scores 8.4/10, higher than the parent city of Trenton at 7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Trenton eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 34021000400 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Trenton
Top eight tracts in Trenton ranked by composite eviction-risk score.
Tract · NJ
Lamberton
8.4
/ 10 · High
Tract · NJ
Perdicaris Place
8.4
/ 10 · High
Tract · NJ
Perdicaris Place
8.4
/ 10 · High
Tract · NJ
The Island
8.4
/ 10 · High
Tract · NJ
Hillcrest
8.4
/ 10 · High
Tract · NJ
Cadwalader Heights
8.4
/ 10 · High
Tract · NJ
Cadwalader Heights
8.4
/ 10 · High
Tract · NJ
Central West
8.4
/ 10 · High
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