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Neighborhood · Ranked #342 of 84,120 nationally

Chambersburg Eviction Risk: High , Trenton

Tract 34021000400 · Mercer County, NJ · pop 6,208 · neighborhood within 0.3 mi

Landlord eviction risk in census tract 34021000400 (Chambersburg in Trenton, New Jersey) comes in at 7.9/10, the Elevated tier. That puts it among the highest-scoring tracts in the entire country, the top 1% nationally for landlord eviction difficulty.

About 74% of renters carry a rent burden of 30% of income or higher, a severe level, and 43% are severely burdened at 50% or more. Average gross rent is $1,422 monthly, set against $39,675 in average yearly household income, roughly 43% of income at the averages. About 81% of occupied units are renter-occupied, a renter-majority tract.

Risk score
9.1
High
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 60% Stable renters 21% Owners 19%
Tract context
Occupied units1,870
Renter share80.7%
SVI overall0.85
Poverty rate37.2%
Median income$39,675

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
83 th percentile
Rank, 83rd percentileLowHigh
#2 of 7 tracts In Chambersburg
High
Within parent city
88 th percentile
Rank, 88th percentileLowHigh
#4 of 25 tracts In Trenton
High
Within county
96 th percentile
Rank, 96th percentileLowHigh
#4 of 84 tracts In Mercer County
Very High
Within state
99 th percentile
Rank, 99th percentileLowHigh
#33 of 2,175 tracts In New Jersey
Very High
Geographic context

Risk heat across Trenton and the region

Centroid at 40.2070, -74.7467 · click any tract to drill in

Why Chambersburg scores 9.1

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Trenton
7.0
Regional political climate
2024 county presidential margin
7.0
State political climate
New Jersey legislature & governorship
6.8
Economic stress
37.2% poverty · this tract
9.3
Supply constraint
$1,422 rent vs county FMR
2.0
Rent control risk
Inherited from Trenton
7.5
Eviction process difficulty
State law sets the calendar
7.0
Tenant organizing strength
Inherited from Trenton
6.5
Housing court bias
Inherited from Trenton
7.0

How Chambersburg compares

Risk score vs. parent city, county, state.
Chambersburg risk score vs. parent city / county / stateThis tract: 9.19.1This tracttract 000400Trenton: 8.28.2Trentonparent cityCounty: 4.44.4Countyavg tract in countyState: 4.34.3Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 85

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 1,397Total filings over 6 yrs
  • 21.43%Avg annual filing rate
  • 24.2%Peak (2014)
  • 212Filings in 2018 (latest validated)
Filings by year 2013 to 2018
Year-by-year eviction filings in tract 340210004002013: 254 filings (22.72/100 renter HHs)2014: 270 filings (24.15/100 renter HHs)2015: 237 filings (21.20/100 renter HHs)2016: 227 filings (21.60/100 renter HHs)2017: 197 filings (18.74/100 renter HHs)2018: 212 filings (20.17/100 renter HHs)
Filings dropped 17% over the past 6 months.
Comparable tracts

Census tracts with similar eviction risk

Within Chambersburg. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Chambersburg

The score leans hardest on economic stress at 9.3/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Trenton eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Mercer County average of 6.7 and above the New Jersey statewide average of 6.6. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 41.6% of adults here said they could not pay rent or mortgage at some point in the past year, and 26.7% faced a utility shutoff threat, a common early warning before a filing.

The tract is predominantly Hispanic or Latino and ranks around the 85th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 34021000400

Q1

What is the eviction-risk score for census tract 34021000400?

Census tract 34021000400 in the Chambersburg neighborhood scores 9.1/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 34021000400?

Median gross rent is $1,422/month (ACS 5-year 2023, table B25064). 74% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 34021000400?

37.2% of residents in tract 34021000400 live below the federal poverty line (ACS B17001, 2023). Population: 6,208.
Q4

How socially vulnerable is tract 34021000400?

CDC Social Vulnerability Index ranks this tract in the 85th percentile nationally. Sub-themes: socioeconomic 90th, household 83th, minority 86th, housing 52th.
Q5

Is tract 34021000400 considered part of Chambersburg?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 34021000400 fall within Chambersburg (neighborhood centroid within 0.3 miles, OSM data).
Q6

How many evictions are filed each year in tract 34021000400?

Princeton eviction risk Eviction Lab recorded 1,397 eviction filings across 6 validated years in tract 34021000400 (2000-2018). The average annual filing rate is 21.43% of renter households, peaking at 24.2% in 2014. Source: Eviction Lab tract-validated 2024 release.
Q7

What share of households in tract 34021000400 struggle to pay rent?

About 41.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 26.7% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8

How does tract 34021000400 compare to Trenton overall?

Tract 34021000400 scores 9.1/10, higher than the parent city of Trenton at 8.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Trenton eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9

Was tract 34021000400 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Trenton

Top eight tracts in Trenton ranked by composite eviction-risk score.

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