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Neighborhood · Ranked #3,733 of 84,120 nationally

Chambersburg Eviction Risk: Elevated , Trenton

Tract 34021000700 · Mercer County, NJ · pop 4,273 · neighborhood within 0.2 mi

Eviction risk in the Chambersburg area of Trenton centers on tract 34021000700, which scores $1/10 (Elevated tier) and is home to 4,273 residents. On the national scale it ranks #4,782 of 84,120 for landlord eviction difficulty.

Rent eats 30% or more of income for 83% of renter households, a severe level, and 39% are severely burdened at 50% or more. Average gross rent is $1,148 monthly, set against $51,286 in average yearly household income, roughly 27% of income at the averages. About 65% of occupied units are renter-occupied, a renter-majority tract.

Risk score
7.3
Elevated
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 54% Stable renters 11% Owners 35%
Tract context
Occupied units1,240
Renter share64.8%
SVI overall0.85
Poverty rate9.2%
Median income$51,286

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
33 th percentile
Rank, 33rd percentileLowHigh
#5 of 7 tracts In Chambersburg
Low
Within parent city
17 th percentile
Rank, 17th percentileLowHigh
#21 of 25 tracts In Trenton
Very Low
Within county
75 th percentile
Rank, 75th percentileLowHigh
#22 of 84 tracts In Mercer County
Elevated
Within state
85 th percentile
Rank, 85th percentileLowHigh
#323 of 2,175 tracts In New Jersey
High
Geographic context

Risk heat across Trenton and the region

Centroid at 40.2133, -74.7472 · click any tract to drill in

Why Chambersburg scores 7.3

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Trenton
7.0
Regional political climate
2024 county presidential margin
7.0
State political climate
New Jersey legislature & governorship
6.8
Economic stress
9.2% poverty · this tract
2.3
Supply constraint
$1,148 rent vs county FMR
1.0
Rent control risk
Inherited from Trenton
7.5
Eviction process difficulty
State law sets the calendar
7.0
Tenant organizing strength
Inherited from Trenton
6.5
Housing court bias
Inherited from Trenton
7.0

How Chambersburg compares

Risk score vs. parent city, county, state.
Chambersburg risk score vs. parent city / county / stateThis tract: 7.37.3This tracttract 000700Trenton: 8.28.2Trentonparent cityCounty: 4.44.4Countyavg tract in countyState: 4.34.3Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 85

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 744Total filings over 6 yrs
  • 21.09%Avg annual filing rate
  • 28.3%Peak (2013)
  • 127Filings in 2018 (latest validated)
Filings by year 2013 to 2018
Year-by-year eviction filings in tract 340210007002013: 138 filings (28.34/100 renter HHs)2014: 129 filings (26.49/100 renter HHs)2015: 120 filings (24.64/100 renter HHs)2016: 113 filings (14.89/100 renter HHs)2017: 117 filings (15.42/100 renter HHs)2018: 127 filings (16.73/100 renter HHs)
Filings stayed roughly flat over the past 6 months.
Comparable tracts

Census tracts with similar eviction risk

Within Chambersburg. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Chambersburg

The score leans hardest on rent-control risk at 7.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Trenton eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Mercer County average of 6.7 and above the New Jersey statewide average of 6.6. Within its own county it reads on the riskier side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

Princeton eviction risk's Eviction Lab logged 744 eviction filings here over 6 tracked years, with about 21.1% of renter households facing a filing in a typical year. Filings peaked at 28.3% of renter households in 2013.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 34021000700

Q1

What is the eviction-risk score for census tract 34021000700?

Census tract 34021000700 in the Chambersburg neighborhood scores 7.3/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 34021000700?

Median gross rent is $1,148/month (ACS 5-year 2023, table B25064). 83% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 34021000700?

9.2% of residents in tract 34021000700 live below the federal poverty line (ACS B17001, 2023). Population: 4,273.
Q4

How socially vulnerable is tract 34021000700?

CDC Social Vulnerability Index ranks this tract in the 85th percentile nationally. Sub-themes: socioeconomic 90th, household 80th, minority 91th, housing 50th.
Q5

Is tract 34021000700 considered part of Chambersburg?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 34021000700 fall within Chambersburg (neighborhood centroid within 0.2 miles, OSM data).
Q6

How many evictions are filed each year in tract 34021000700?

Princeton eviction risk Eviction Lab recorded 744 eviction filings across 6 validated years in tract 34021000700 (2000-2018). The average annual filing rate is 21.09% of renter households, peaking at 28.3% in 2013. Source: Eviction Lab tract-validated 2024 release.
Q7

What share of households in tract 34021000700 struggle to pay rent?

About 35.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 20.3% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8

How does tract 34021000700 compare to Trenton overall?

Tract 34021000700 scores 7.3/10, lower than the parent city of Trenton at 8.2/10. City-scale signals (state law, local rent controls, court bias) are inherited from Trenton eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9

Was tract 34021000700 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Trenton

Top eight tracts in Trenton ranked by composite eviction-risk score.

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