Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #67,219 of 84,120 nationally
Colonial Lakes Eviction Risk: Lower , Mercerville
Tract 34021002903 · Mercer County, NJ · pop 4,008 · neighborhood within 1.4 mi
With a score of 3/10, tract 34021002903 in the Colonial Lakes area of Mercerville, NJ reads lower for landlord eviction risk. Average gross rent is $2,576, 59% above the Mercerville average.
Risk score
3
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 7%
Stable renters 16%
Owners 77%
Tract context
Occupied units1,525
Renter share23.4%
SVI overall0.29
Poverty rate3.5%
Median income$141,502
Percentile rank
Higher percentile = riskier than more peers.Within parent city
25
th percentile
Low
Within county
5
th percentile
Very Low
Within state
3
th percentile
Very Low
Geographic context
Risk heat across Mercerville and the region
Centroid at 40.2546, -74.7020 · click any tract to drill in
Why Colonial Lakes scores 3
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Mercerville
7.3
Regional political climate
2024 county presidential margin
7.0
State political climate
New Jersey legislature & governorship
6.8
Economic stress
3.5% poverty · this tract
1.0
Supply constraint
$2,576 rent vs county FMR
7.7
Rent control risk
Inherited from Mercerville
4.2
Eviction process difficulty
State law sets the calendar
6.2
Tenant organizing strength
Inherited from Mercerville
3.9
Housing court bias
Inherited from Mercerville
3.2
How Colonial Lakes compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 29
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 9%Socioeconomic
- 72%Household composition
- 51%Racial/ethnic minority
- 38%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 10%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 32Total filings over 6 yrs
- 3.65%Avg annual filing rate
- 7.4%Peak (2014)
- 4Filings in 2018 (latest validated)
Filings dropped 33% over the past 6 months.
Comparable tracts
Census tracts with similar eviction risk
Within Colonial Lakes. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 8.1%Housing insecurity
- 4.3%Utility-shutoff threat
- 8.1%Food insecurity
- 3.8%SNAP enrollment
- 4.7%Transit barriers
- 6.9%No health insurance
- 13.0%Frequent mental distress
- 17.5%Any disability
Analysis
What drives eviction risk in Colonial Lakes
around a third of renter households cross the 30%-of-income line, well below the Mercer County average of 46.5%. It sits 2.7 points below the Mercer County average of 5.7. The dominant input is court filing pressure at 9.3/10.
Running cool, economic stress reads 1/10. The voucher gap is 27.0%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. Disability prevalence runs 17.5% against 31.5% nationally.
SNAP participation runs 3.8% against 15.2% nationally. Running hot, supply constraint reads 7.7/10.
The severe-burden share is 12%, and it is the single best predictor in this model of a filing that actually reaches judgment. Princeton eviction risk's Eviction Lab logged 32 filings here across 6 tracked years.
The worst year on record was 2014, when 7.4% of renter households were served. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 3.7% of renter households face a filing.
All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.
Frequently asked
About tract 34021002903
Q1
What is the eviction-risk score for census tract 34021002903?
Census tract 34021002903 in the Colonial Lakes neighborhood scores 3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 34021002903?
Median gross rent is $2,576/month (ACS 5-year 2023, table B25064). 30% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 34021002903?
3.5% of residents in tract 34021002903 live below the federal poverty line (ACS B17001, 2023). Population: 4,008.
Q4
How socially vulnerable is tract 34021002903?
CDC Social Vulnerability Index ranks this tract in the 29th percentile nationally. Sub-themes: socioeconomic 9th, household 72th, minority 51th, housing 38th.
Q5
Is tract 34021002903 considered part of Colonial Lakes?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 34021002903 fall within Colonial Lakes (neighborhood centroid within 1.4 miles, OSM data).
Q6
How many evictions are filed each year in tract 34021002903?
Princeton eviction risk Eviction Lab recorded 32 eviction filings across 6 validated years in tract 34021002903 (2000-2018). The average annual filing rate is 3.65% of renter households, peaking at 7.4% in 2014. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 34021002903 struggle to pay rent?
About 8.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.3% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 34021002903 compare to Mercerville overall?
Tract 34021002903 scores 3/10, lower than the parent city of Mercerville at 4.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Mercerville; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 34021002903 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Mercerville
Top eight tracts in Mercerville ranked by composite eviction-risk score.
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