Census Tract · Ranked #28,095 of 84,120 nationally

Union Eviction Risk: Moderate

Tract 34039032701 · Union County, NJ · pop 3,768 · 2% of tract blocks fall in Union

With a score of 5.3/10, tract 34039032701 in Union, NJ reads moderate for landlord eviction risk. It is home to 3,768 residents. The score leans hardest on court filing pressure at 8.9/10.

Risk score

5.3

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 8% Stable renters 13% Owners 79%

Tract context

Occupied units1,388

Renter share21.5%

SVI overall0.41

Poverty rate4.7%

Median income$134,327

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Union and the region

Centroid at 40.7037, -74.2804 · click any tract to drill in

Why Union scores 5.3

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Union

7.1

Regional political climate

2024 county presidential margin

6.8

State political climate

New Jersey legislature & governorship

6.8

Economic stress

4.7% poverty · this tract

1.2

Supply constraint

$2,414 rent vs county FMR

6.3

Rent control risk

Inherited from Union

5.9

Eviction process difficulty

State law sets the calendar

6.2

Tenant organizing strength

Inherited from Union

6.8

Housing court bias

Inherited from Union

5.5

How Union compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 41

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

36%Socioeconomic
36%Household composition
80%Racial/ethnic minority
40%Housing & transportation

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
27%Grade B
8%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

11.7%Housing insecurity
6.2%Utility-shutoff threat
11.7%Food insecurity
5.8%SNAP enrollment
6.4%Transit barriers
9.9%No health insurance
13.8%Frequent mental distress
20.2%Any disability

Analysis

What drives eviction risk in Union

Average gross rent is $2,414, 34% above the Union average. Running cool, economic stress reads 1.2/10.

It sits 1.3 points below the Union County average of 6.6. 14% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

Against Union County at 44.6%, 38% of renters here are cost-burdened. SNAP participation runs 5.8% against 15.2% nationally.

Running hot, local political climate reads 7.1/10. The voucher gap is 12.8%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Nationally it ranks #28,095 of 84,120 for landlord eviction difficulty. At 22% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 34039032701

What is the eviction-risk score for census tract 34039032701?

Census tract 34039032701 in Union scores 5.3/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 34039032701?

Median gross rent is $2,414/month (ACS 5-year 2023, table B25064). 38% of renter households are cost-burdened.

What is the poverty rate in tract 34039032701?

4.7% of residents in tract 34039032701 live below the federal poverty line (ACS B17001, 2023). Population: 3,768.

How socially vulnerable is tract 34039032701?

CDC Social Vulnerability Index ranks this tract in the 41th percentile nationally. Sub-themes: socioeconomic 36th, household 36th, minority 80th, housing 40th.

What share of households in tract 34039032701 struggle to pay rent?

About 11.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.2% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 34039032701 compare to Union overall?

Tract 34039032701 scores 5.3/10, lower than the parent city of Union at 6.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Union; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 34039032701 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Union

Top eight tracts in Union ranked by composite eviction-risk score.