Census Tract · Ranked #48,083 of 84,120 nationally

Union Eviction Risk: Lower

Tract 34039032701 · Union County, NJ · pop 3,768 · 2% of tract blocks fall in Union

Tract 34039032701 covers Union in New Jersey. Home to 3,768 residents, it scores 6.5/10 on landlord eviction risk. It lands near the 87th percentile nationally for landlord eviction risk.

Rent eats 30% or more of income for 38% of renter households, a high level, and 14% are severely burdened at 50% or more. Average rent runs $2,414 a month against an average household income of $134,327 a year, roughly 22% of income at the averages. Renters make up 22% of occupied homes.

Risk score

3.6

Lower

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 8% Stable renters 13% Owners 79%

Tract context

Occupied units1,388

Renter share21.5%

SVI overall0.41

Poverty rate4.7%

Median income$134,327

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Union and the region

Centroid at 40.7037, -74.2804 · click any tract to drill in

Why Union scores 3.6

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Union

7.1

Regional political climate

2024 county presidential margin

6.8

State political climate

New Jersey legislature & governorship

6.8

Economic stress

4.7% poverty · this tract

1.2

Supply constraint

$2,414 rent vs county FMR

6.3

Rent control risk

Inherited from Union

5.9

Eviction process difficulty

State law sets the calendar

6.2

Tenant organizing strength

Inherited from Union

6.8

Housing court bias

Inherited from Union

5.5

How Union compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 41

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

36%Socioeconomic
36%Household composition
80%Racial/ethnic minority
40%Housing & transportation

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
27%Grade B
8%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

11.7%Housing insecurity
6.2%Utility-shutoff threat
11.7%Food insecurity
5.8%SNAP enrollment
6.4%Transit barriers
9.9%No health insurance
13.8%Frequent mental distress
20.2%Any disability

Analysis

What drives eviction risk in Union

The score leans hardest on tenant organizing strength at 6.8/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Union, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Union County average of 6.6 and in line with the New Jersey statewide average of 6.6. Within its own county it reads on the safer side for landlords.

The tract is Black and White and ranks around the 41st percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

In CDC survey modeling, about 11.7% of adults here said they could not pay rent or mortgage at some point in the past year, and 6.2% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 34039032701

What is the eviction-risk score for census tract 34039032701?

Census tract 34039032701 in Union scores 3.6/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 34039032701?

Median gross rent is $2,414/month (ACS 5-year 2023, table B25064). 38% of renter households are cost-burdened.

What is the poverty rate in tract 34039032701?

4.7% of residents in tract 34039032701 live below the federal poverty line (ACS B17001, 2023). Population: 3,768.

How socially vulnerable is tract 34039032701?

CDC Social Vulnerability Index ranks this tract in the 41th percentile nationally. Sub-themes: socioeconomic 36th, household 36th, minority 80th, housing 40th.

What share of households in tract 34039032701 struggle to pay rent?

About 11.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.2% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 34039032701 compare to Union overall?

Tract 34039032701 scores 3.6/10, lower than the parent city of Union at 8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Union; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 34039032701 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Union

Top eight tracts in Union ranked by composite eviction-risk score.