Within neighborhood
100
th percentile
Very High
Neighborhood · Ranked #65,113 of 84,120 nationally
Overlook Eviction Risk: Lower , Summit
Tract 34039038000 · Union County, NJ · pop 5,710 · neighborhood within 0.1 mi
Here is how census tract 34039038000, in the Overlook area of Summit eviction risk, looks to a landlord: a 6.4/10 eviction-risk score (Elevated tier) across a population of 5,710. That is riskier than about 85% of US census tracts.
Rent eats 30% or more of income for 50% of renter households, a severe level, and 17% are severely burdened at 50% or more. Average rent runs $2,191 a month against an average household income of $108,891 a year, roughly 24% of income at the averages. About 37% of occupied units are renter-occupied.
Risk score
2.6
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 19%
Stable renters 19%
Owners 62%
Tract context
Occupied units2,173
Renter share37.5%
SVI overall0.54
Poverty rate3.8%
Median income$108,891
Percentile rank
Higher percentile = riskier than more peers.Within parent city
100
th percentile
Very High
Within county
15
th percentile
Very Low
Within state
29
th percentile
Low
Geographic context
Risk heat across Summit and the region
Centroid at 40.7137, -74.3500 · click any tract to drill in
Why Overlook scores 2.6
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Summit
7.1
Regional political climate
2024 county presidential margin
6.8
State political climate
New Jersey legislature & governorship
6.8
Economic stress
3.8% poverty · this tract
1.0
Supply constraint
$2,191 rent vs county FMR
5.2
Rent control risk
Inherited from Summit
3.5
Eviction process difficulty
State law sets the calendar
6.1
Tenant organizing strength
Inherited from Summit
6.2
Housing court bias
Inherited from Summit
3.1
How Overlook compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 54
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 66%Socioeconomic
- 33%Household composition
- 71%Racial/ethnic minority
- 39%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 31%Grade B
- 53%Grade C
- 8%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 128Total filings over 4 yrs
- 3.80%Avg annual filing rate
- 6.3%Peak (2013)
- 32Filings in 2018 (latest validated)
Filings dropped 41% over the past 4 months.
Comparable tracts
Census tracts with similar eviction risk
Within Overlook. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 12.4%Housing insecurity
- 6.7%Utility-shutoff threat
- 13.9%Food insecurity
- 7.5%SNAP enrollment
- 7.2%Transit barriers
- 13.2%No health insurance
- 14.4%Frequent mental distress
- 23.1%Any disability
Analysis
What drives eviction risk in Overlook
What moves this score most is tenant organizing strength at 6.2/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Summit eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores about the same as the Union County average of 6.6 and in line with the New Jersey statewide average of 6.6. Within its own county it reads on the safer side for landlords.
Princeton eviction risk's Eviction Lab logged 128 eviction filings here over 4 tracked years, with about 3.8% of renter households facing a filing in a typical year. Filings peaked at 6.3% of renter households in 2013.
Part of this tract, about 8% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was C ("Declining"). That lending history still correlates with present-day rent burden.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 34039038000
Q1
What is the eviction-risk score for census tract 34039038000?
Census tract 34039038000 in the Overlook neighborhood scores 2.6/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 34039038000?
Median gross rent is $2,191/month (ACS 5-year 2023, table B25064). 50% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 34039038000?
3.8% of residents in tract 34039038000 live below the federal poverty line (ACS B17001, 2023). Population: 5,710.
Q4
How socially vulnerable is tract 34039038000?
CDC Social Vulnerability Index ranks this tract in the 54th percentile nationally. Sub-themes: socioeconomic 66th, household 33th, minority 71th, housing 39th.
Q5
Is tract 34039038000 considered part of Overlook?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 34039038000 fall within Overlook (neighborhood centroid within 0.1 miles, OSM data).
Q6
How many evictions are filed each year in tract 34039038000?
Princeton eviction risk Eviction Lab recorded 128 eviction filings across 4 validated years in tract 34039038000 (2000-2018). The average annual filing rate is 3.80% of renter households, peaking at 6.3% in 2013. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 34039038000 struggle to pay rent?
About 12.4% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.7% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 34039038000 compare to Summit overall?
Tract 34039038000 scores 2.6/10, lower than the parent city of Summit at 7.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Summit eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 34039038000 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 8% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Summit
Top eight tracts in Summit ranked by composite eviction-risk score.
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