Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #81,634 of 84,120 nationally
Murray Hill Eviction Risk: Lower , New Providence
Tract 34039038103 · Union County, NJ · pop 3,587 · neighborhood within 0.8 mi
Tract 34039038103, home to 3,587 residents in the Murray Hill area of New Providence, scores $1/10 for landlord eviction risk. That is riskier than roughly 38% of the 84,120 US census tracts we score.
0% of renter households here spend at least 30% of income on rent, a modest level, and 0% are severely burdened at 50% or more. Average household income is about $148,947 a year. Renters make up 3% of occupied homes.
Risk score
1.2
Lower
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 0%
Stable renters 3%
Owners 97%
Tract context
Occupied units1,278
Renter share2.6%
SVI overall0.08
Poverty rate1.7%
Median income$148,947
Percentile rank
Higher percentile = riskier than more peers.Within parent city
50
th percentile
Moderate
Within county
3
th percentile
Very Low
Within state
5
th percentile
Very Low
Geographic context
Risk heat across New Providence and the region
Centroid at 40.6987, -74.4148 · click any tract to drill in
Why Murray Hill scores 1.2
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from New Providence
7.1
Regional political climate
2024 county presidential margin
6.8
State political climate
New Jersey legislature & governorship
6.8
Economic stress
1.7% poverty · this tract
1.0
Supply constraint
tract rent vs county FMR
5.0
Rent control risk
Inherited from New Providence
3.1
Eviction process difficulty
State law sets the calendar
6.1
Tenant organizing strength
Inherited from New Providence
5.5
Housing court bias
Inherited from New Providence
2.6
How Murray Hill compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 8
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 1%Socioeconomic
- 50%Household composition
- 44%Racial/ethnic minority
- 13%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 11%Grade B
- 51%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Comparable tracts
Census tracts with similar eviction risk
Within Murray Hill. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 7.1%Housing insecurity
- 3.8%Utility-shutoff threat
- 7.4%Food insecurity
- 3.5%SNAP enrollment
- 4.3%Transit barriers
- 6.6%No health insurance
- 12.8%Frequent mental distress
- 18.7%Any disability
Analysis
What drives eviction risk in Murray Hill
The score leans hardest on eviction process difficulty at 6.1/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from New Providence, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores well below the Union County average of 6.6 and below the New Jersey statewide average of 6.6. Within its own county it reads on the safer side for landlords.
In CDC survey modeling, about 7.1% of adults here said they could not pay rent or mortgage at some point in the past year, and 3.8% faced a utility shutoff threat, a common early warning before a filing.
The tract is predominantly White and ranks around the 8th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.
Frequently asked
About tract 34039038103
Q1
What is the eviction-risk score for census tract 34039038103?
Census tract 34039038103 in the Murray Hill neighborhood scores 1.2/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the poverty rate in tract 34039038103?
1.7% of residents in tract 34039038103 live below the federal poverty line (ACS B17001, 2023). Population: 3,587.
Q3
How socially vulnerable is tract 34039038103?
CDC Social Vulnerability Index ranks this tract in the 8th percentile nationally. Sub-themes: socioeconomic 1th, household 50th, minority 44th, housing 13th.
Q4
Is tract 34039038103 considered part of Murray Hill?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 34039038103 fall within Murray Hill (neighborhood centroid within 0.8 miles, OSM data).
Q5
What share of households in tract 34039038103 struggle to pay rent?
About 7.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 3.8% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q6
How does tract 34039038103 compare to New Providence overall?
Tract 34039038103 scores 1.2/10, lower than the parent city of New Providence at 7/10. City-scale signals (state law, local rent controls, court bias) are inherited from New Providence; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q7
Was tract 34039038103 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in New Providence
Top eight tracts in New Providence ranked by composite eviction-risk score.
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