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Neighborhood · Ranked #3,082 of 84,120 nationally

South Central Eviction Risk: High , Watervliet

Tract 36001013300 · Albany County, NY · pop 3,984 · neighborhood within 1.0 mi

36001013300 is a census tract in the South Central area of Watervliet, NY. It scores 9.3/10 for landlords. Severe burden reaches 34%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Risk score
9.3
High
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 37% Stable renters 29% Owners 34%
Tract context
Occupied units2,408
Renter share66.2%
SVI overall0.58
Poverty rate16.9%
Median income$55,271

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
0 th percentile
Rank, 0th percentileLowHigh
#2 of 2 tracts In South Central
Very Low
Within parent city
50 th percentile
Rank, 50th percentileLowHigh
#2 of 3 tracts In Watervliet
Moderate
Within county
76 th percentile
Rank, 76th percentileLowHigh
#21 of 85 tracts In Albany County
High
Within state
72 th percentile
Rank, 72nd percentileLowHigh
#1,493 of 5,394 tracts In New York
Elevated
Geographic context

Risk heat across Watervliet and the region

Centroid at 42.7311, -73.7107 · click any tract to drill in

Why South Central scores 9.3

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Watervliet
5.8
Regional political climate
2024 county presidential margin
6.6
State political climate
New York legislature & governorship
7.3
Economic stress
16.9% poverty · this tract
4.2
Supply constraint
$1,054 rent vs county FMR
2.1
Rent control risk
Inherited from Watervliet
6.2
Eviction process difficulty
State law sets the calendar
7.0
Tenant organizing strength
Inherited from Watervliet
9.7
Housing court bias
Inherited from Watervliet
7.1

How South Central compares

Risk score vs. parent city, county, state.
South Central risk score vs. parent city / county / stateThis tract: 9.39.3This tracttract 013300Watervliet: 7.97.9Watervlietparent cityCounty: 6.96.9Countyavg tract in countyState: 7.77.7Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 58

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within South Central. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in South Central

The dominant input is tenant-organizing strength at 9.7/10. 56% of renter households cross the 30%-of-income line, markedly above the Albany County average of 42.1%.

Against the Albany County average of 6.9, this tract reads riskier for landlords by 2.4 points. 66% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. On the softer side, supply constraint reads 2.1/10.

On the high side, state political climate reads 7.3/10. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Troy. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

On the national scale it lands near the 96th percentile of the 84,120 tracts scored. Social vulnerability reads 6.3/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the NY average is 7.7, so this tract runs 1.6 points hotter. Average gross rent is $1,054, close to the Watervliet average. Annual rent works out to 23% of average household income of $55,271.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 36001013300

Q1

What is the eviction-risk score for census tract 36001013300?

Census tract 36001013300 in the South Central neighborhood scores 9.3/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 36001013300?

Median gross rent is $1,054/month (ACS 5-year 2023, table B25064). 56% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 36001013300?

16.9% of residents in tract 36001013300 live below the federal poverty line (ACS B17001, 2023). Population: 3,984.
Q4

How socially vulnerable is tract 36001013300?

CDC Social Vulnerability Index ranks this tract in the 58th percentile nationally. Sub-themes: socioeconomic 57th, household 61th, minority 44th, housing 54th.
Q5

Is tract 36001013300 considered part of South Central?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36001013300 fall within South Central (neighborhood centroid within 1.0 miles, OSM data).
Q6

What share of households in tract 36001013300 struggle to pay rent?

About 17.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 11.4% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 36001013300 compare to Watervliet overall?

Tract 36001013300 scores 9.3/10, higher than the parent city of Watervliet at 7.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Watervliet; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 36001013300 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 16% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Watervliet

Top eight tracts in Watervliet ranked by composite eviction-risk score.

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