Wakefield Eviction Risk: High , New York

Severe burden reaches 31%. Those are renters paying half their income or more, and that is where non-payment filings originate. Sitting well above the midpoint, court filing pressure reads 9.6/10.

78% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Annualized rent equals 34% of average household income of $61,706, past the 30% affordability line, which thins the margin any screening standard has to work with.

Well under the midpoint, supply constraint reads 1.3/10. Housing insecurity runs 27.4% against 14.2% nationally.

SNAP participation runs 25.9% against 15.2% nationally. The poverty rate is 18%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

The filing record is not thin: 1,831 evictions over 8 years of observation. The worst year on record was 2003, when 27.3% of renter households were served. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Bronx. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

In a typical year about 23.3% of renter households face a filing. That is riskier than roughly 95% of the 84,120 US census tracts in this model.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.