First Ward Eviction Risk: Elevated , Binghamton

SNAP participation runs 37.7% against 15.2% nationally. Annualized rent equals 46% of average household income of $23,576, past the 30% affordability line, which thins the margin any screening standard has to work with.

Severe burden reaches 28%. Those are renters paying half their income or more, and that is where non-payment filings originate. The dominant input is economic stress at 9/10. The poverty rate is 36%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

75% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. On the softer side, supply constraint reads 2.5/10. Housing insecurity runs 24.9% against 14.2% nationally.

It sits 1.1 points above the Broome County average of 6.7. Sitting well above the midpoint, state political climate reads 7.3/10. Average gross rent is $894, 13% below the Johnson City average.

In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.