Group 14621 Eviction Risk: High , Rochester

31% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Food insecurity runs 39.0% against 17.8% nationally. Against the Monroe County average of 7.2, this tract reads riskier for landlords by 2.3 points.

The poverty rate is 38%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. At $691 a month, rents run 36% under what the rest of Rochester commands.

Running cool, supply constraint reads 1/10. 77% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Annualized rent equals 32% of average household income of $25,652, past the 30% affordability line, which thins the margin any screening standard has to work with. Inability to pay a utility bill runs 19.9% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. Sitting well above the midpoint, local political climate reads 7.5/10.

This ground was mapped B ("Still Desirable") on the 1930s HOLC security maps for Rochester. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. Nationally it ranks #2,657 of 84,120 for landlord eviction difficulty.

CDC social-vulnerability scoring puts the tract at 9.8/10. Statewide the NY average is 7.7, so this tract runs 1.8 points hotter.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.