Dutchtown Eviction Risk: High , Rochester

79% of renter households cross the 30%-of-income line, well clear of the Monroe County average of 46.4%. What pushes it up most is economic stress at 10/10. SNAP participation runs 56.7% against 15.2% nationally.

Annualized rent equals 50% of average household income of $27,758, past the 30% affordability line, which thins the margin any screening standard has to work with. The poverty rate is 53%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Against the Monroe County average of 7.2, this tract reads riskier for landlords by 2.3 points. 79% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Disability prevalence runs 46.6% against 31.5% nationally.

Running hot, local political climate reads 7.5/10. Sitting well above the midpoint, eviction-process difficulty reads 7.5/10.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.