Within neighborhood
100
th percentile
Very High
Neighborhood · Ranked #34,332 of 84,120 nationally
North Lake Carmel Eviction Risk: Moderate
Tract 36079010400 · Putnam County, NY · pop 3,233 · neighborhood within 1.3 mi
Census tract 36079010400 sits in the North Lake Carmel area of Lake Carmel, New York eviction laws, and carries an eviction-risk score of $1/10. On the national scale it ranks #21,659 of 84,120 for landlord eviction difficulty.
About 81% of renters carry a rent burden of 30% of income or higher, a severe level, and 33% are severely burdened at 50% or more. Average gross rent is $1,397 monthly, set against $75,962 in average yearly household income, roughly 22% of income at the averages. Renters make up 23% of occupied homes.
Risk score
4.4
Moderate
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 18%
Stable renters 4%
Owners 78%
Tract context
Occupied units1,172
Renter share22.5%
SVI overall0.38
Poverty rate12.3%
Median income$75,962
Percentile rank
Higher percentile = riskier than more peers.Within parent city
100
th percentile
Very High
Within county
87
th percentile
High
Within state
26
th percentile
Low
Geographic context
Risk heat across Lake Carmel and the region
Centroid at 41.4561, -73.6783 · click any tract to drill in
Why North Lake Carmel scores 4.4
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Lake Carmel
5.1
Regional political climate
2024 county presidential margin
4.6
State political climate
New York legislature & governorship
7.3
Economic stress
12.3% poverty · this tract
3.1
Supply constraint
$1,397 rent vs county FMR
1.0
Rent control risk
Inherited from Lake Carmel
8.9
Eviction process difficulty
State law sets the calendar
7.0
Tenant organizing strength
Inherited from Lake Carmel
3.4
Housing court bias
Inherited from Lake Carmel
6.9
How North Lake Carmel compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 38
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 48%Socioeconomic
- 29%Household composition
- 36%Racial/ethnic minority
- 38%Housing & transportation
Comparable tracts
Census tracts with similar eviction risk
Within North Lake Carmel. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 12.8%Housing insecurity
- 7.2%Utility-shutoff threat
- 14.7%Food insecurity
- 11.9%SNAP enrollment
- 7.5%Transit barriers
- 8.5%No health insurance
- 15.3%Frequent mental distress
- 26.5%Any disability
Analysis
What drives eviction risk in North Lake Carmel
What moves this score most is rent-control risk at 8.9/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Lake Carmel, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Putnam County average of 5.5 and in line with the New York statewide average of 6.3. Within its own county it reads on the riskier side for landlords.
In CDC survey modeling, about 12.8% of adults here said they could not pay rent or mortgage at some point in the past year, and 7.2% faced a utility shutoff threat, a common early warning before a filing.
The tract is predominantly White and ranks around the 38th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 36079010400
Q1
What is the eviction-risk score for census tract 36079010400?
Census tract 36079010400 in the North Lake Carmel neighborhood scores 4.4/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 36079010400?
Median gross rent is $1,397/month (ACS 5-year 2023, table B25064). 81% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 36079010400?
12.3% of residents in tract 36079010400 live below the federal poverty line (ACS B17001, 2023). Population: 3,233.
Q4
How socially vulnerable is tract 36079010400?
CDC Social Vulnerability Index ranks this tract in the 38th percentile nationally. Sub-themes: socioeconomic 48th, household 29th, minority 36th, housing 38th.
Q5
Is tract 36079010400 considered part of North Lake Carmel?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36079010400 fall within North Lake Carmel (neighborhood centroid within 1.3 miles, OSM data).
Q6
What share of households in tract 36079010400 struggle to pay rent?
About 12.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.2% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 36079010400 compare to Lake Carmel overall?
Tract 36079010400 scores 4.4/10, lower than the parent city of Lake Carmel at 7.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Lake Carmel; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Lake Carmel
Top eight tracts in Lake Carmel ranked by composite eviction-risk score.
Related