Saint Albans Eviction Risk: High , New York

The dominant input is tenant-organizing strength at 9.8/10. Running cool, economic stress reads 1.2/10. Annualized rent equals 34% of average household income of $79,384, past the 30% affordability line, which thins the margin any screening standard has to work with.

40% of renter households cross the 30%-of-income line, below the Queens County average of 49.8%. Average gross rent is $2,274, 25% above the New York average. On the high side, court filing pressure reads 8.1/10.

Court records carry 68 eviction filings across 7 observed years. The worst year on record was 2005, when 29.6% of renter households were served.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 11.8% of renter households face a filing. Nationally it ranks #3,797 of 84,120 for landlord eviction difficulty.

At 23% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. Social vulnerability reads 5.8/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the NY average is 7.7, so this tract runs 1.4 points hotter.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.