Wave Crest Eviction Risk: High , New York

91% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. 26% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. On the softer side, supply constraint reads 1/10.

Set annual rent against average income of $45,210 and the ratio lands at 34%, above the conventional 30% ceiling. Average gross rent is $1,273, 30% below the New York average.

On the high side, court filing pressure reads 8.1/10. The poverty rate is 22%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

SNAP participation runs 26.0% against 15.2% nationally. Housing insecurity runs 23.9% against 14.2% nationally. Cost burden runs 55% here against 49.8% across Queens County.

The filing record is not thin: 4,543 evictions over 7 years of observation. The worst year on record was 2001, when 59.6% of renter households were served.

This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Queens. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.