South Troy Eviction Risk: High

What pushes it up most is tenant-organizing strength at 9.7/10. 53% of renter households cross the 30%-of-income line, markedly above the Rensselaer County average of 38.8%.

The severe-burden share is 25%, and it is the single best predictor in this model of a filing that actually reaches judgment. 65% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Running hot, housing-court posture reads 7.8/10. The poverty rate is 23%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Well under the midpoint, supply constraint reads 2.4/10.

Food insecurity runs 26.4% against 17.8% nationally. Inability to pay a utility bill runs 14.9% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #2,210 of 84,120 for landlord eviction difficulty. Social vulnerability reads 7.6/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the NY average is 7.7, so this tract runs 2.1 points hotter.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.