Neighborhood · Ranked #3,529 of 84,120 nationally

Mont Pleasant Eviction Risk: High , Schenectady

Tract 36093021500 · Schenectady County, NY · pop 2,902 · neighborhood within 0.2 mi

Census tract 36093021500 covers part of the Mont Pleasant area of Schenectady, NY, and scores 9.2/10 on landlord eviction risk. Population here is 2,902. Severe burden reaches 67%. Those are renters paying half their income or more, and that is where non-payment filings originate.

Risk score

9.2

High

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 57% Stable renters 9% Owners 34%

Tract context

Occupied units1,136

Renter share65.8%

SVI overall0.85

Poverty rate57.3%

Median income$32,786

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Schenectady and the region

Centroid at 42.7958, -73.9452 · click any tract to drill in

Why Mont Pleasant scores 9.2

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Schenectady

6.2

Regional political climate

2024 county presidential margin

5.8

State political climate

New York legislature & governorship

7.3

Economic stress

57.3% poverty · this tract

10.0

Supply constraint

$1,145 rent vs county FMR

2.7

Rent control risk

Inherited from Schenectady

7.9

Eviction process difficulty

State law sets the calendar

7.1

Tenant organizing strength

Inherited from Schenectady

9.4

Housing court bias

Inherited from Schenectady

8.2

How Mont Pleasant compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 85

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

76%Socioeconomic
98%Household composition
77%Racial/ethnic minority
57%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
2%Grade B
65%Grade C
18%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Mont Pleasant. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

36.6%Housing insecurity
28.2%Utility-shutoff threat
49.1%Food insecurity
54.0%SNAP enrollment
26.5%Transit barriers
16.2%No health insurance
24.9%Frequent mental distress
45.5%Any disability

Analysis

What drives eviction risk in Mont Pleasant

Against Schenectady County at 48.2%, 86% of renters here are cost-burdened. What pushes it up most is economic stress at 10/10.

The poverty rate is 57%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. It sits 2.6 points above the Schenectady County average of 6.6.

Housing insecurity runs 36.6% against 14.2% nationally. On the high side, tenant-organizing strength reads 9.4/10.

Annualized rent equals 42% of average household income of $32,786, past the 30% affordability line, which thins the margin any screening standard has to work with. This is renter territory: 66% of occupied units are tenant-occupied.

Disability prevalence runs 45.5% against 31.5% nationally. Sitting well above the midpoint, housing-court posture reads 8.2/10. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

That is riskier than roughly 96% of the 84,120 US census tracts in this model.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.

Frequently asked

About tract 36093021500

What is the eviction-risk score for census tract 36093021500?

Census tract 36093021500 in the Mont Pleasant neighborhood scores 9.2/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 36093021500?

Median gross rent is $1,145/month (ACS 5-year 2023, table B25064). 86% of renter households are cost-burdened.

What is the poverty rate in tract 36093021500?

57.3% of residents in tract 36093021500 live below the federal poverty line (ACS B17001, 2023). Population: 2,902.

How socially vulnerable is tract 36093021500?

CDC Social Vulnerability Index ranks this tract in the 85th percentile nationally. Sub-themes: socioeconomic 76th, household 98th, minority 77th, housing 57th.

Is tract 36093021500 considered part of Mont Pleasant?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36093021500 fall within Mont Pleasant (neighborhood centroid within 0.2 miles, OSM data).

What share of households in tract 36093021500 struggle to pay rent?

About 36.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 28.2% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 36093021500 compare to Schenectady overall?

Tract 36093021500 scores 9.2/10, higher than the parent city of Schenectady at 7.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Schenectady eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 36093021500 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 18% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Schenectady

Top eight tracts in Schenectady ranked by composite eviction-risk score.