Neighborhood · Ranked #9,878 of 84,120 nationally

General Electric Realty Plot Eviction Risk: Elevated , Schenectady

Tract 36093033400 · Schenectady County, NY · pop 3,208 · neighborhood within 0.1 mi

With a score of 6.2/10, tract 36093033400 in General Electric Realty Plot in Schenectady ranks in the Elevated tier for landlord eviction risk. The tract is home to 3,208 residents. That is riskier than roughly 80% of the 84,120 US census tracts we score.

45% of renter households here spend at least 30% of income on rent, a severe level, and 19% are severely burdened at 50% or more. The typical renter pays about $1,078 a month while the average household earns $66,382 a year, roughly 19% of income at the averages. About 51% of occupied units are renter-occupied, a renter-majority tract.

Risk score

6.2

Elevated

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 23% Stable renters 28% Owners 49%

Tract context

Occupied units869

Renter share51.3%

SVI overall0.46

Poverty rate6.3%

Median income$66,382

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Schenectady and the region

Centroid at 42.8168, -73.9231 · click any tract to drill in

Why General Electric Realty Plot scores 6.2

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Schenectady

6.2

Regional political climate

2024 county presidential margin

5.8

State political climate

New York legislature & governorship

7.3

Economic stress

6.3% poverty · this tract

1.6

Supply constraint

$1,078 rent vs county FMR

2.2

Rent control risk

Inherited from Schenectady

7.9

Eviction process difficulty

State law sets the calendar

7.1

Tenant organizing strength

Inherited from Schenectady

9.4

Housing court bias

Inherited from Schenectady

8.2

How General Electric Realty Plot compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 46

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

60%Socioeconomic
18%Household composition
37%Racial/ethnic minority
52%Housing & transportation

Historical context · 1930s redlining

HOLC grade: B: Still Desirable

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

24%Grade A
40%Grade B
0%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

11.7%Housing insecurity
6.6%Utility-shutoff threat
13.5%Food insecurity
9.8%SNAP enrollment
9.0%Transit barriers
5.8%No health insurance
19.6%Frequent mental distress
23.6%Any disability

Analysis

What drives eviction risk in General Electric Realty Plot

The score leans hardest on tenant organizing strength at 9.4/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Schenectady eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Schenectady County average of 6.0 and in line with the New York statewide average of 6.3. Within its own county it reads on the riskier side for landlords.

In CDC survey modeling, about 11.7% of adults here said they could not pay rent or mortgage at some point in the past year, and 6.6% faced a utility shutoff threat, a common early warning before a filing.

The tract is predominantly White and ranks around the 46th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 36093033400

What is the eviction-risk score for census tract 36093033400?

Census tract 36093033400 in the General Electric Realty Plot neighborhood scores 6.2/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 36093033400?

Median gross rent is $1,078/month (ACS 5-year 2023, table B25064). 45% of renter households are cost-burdened.

What is the poverty rate in tract 36093033400?

6.3% of residents in tract 36093033400 live below the federal poverty line (ACS B17001, 2023). Population: 3,208.

How socially vulnerable is tract 36093033400?

CDC Social Vulnerability Index ranks this tract in the 46th percentile nationally. Sub-themes: socioeconomic 60th, household 18th, minority 37th, housing 52th.

Is tract 36093033400 considered part of General Electric Realty Plot?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36093033400 fall within General Electric Realty Plot (neighborhood centroid within 0.1 miles, OSM data).

What share of households in tract 36093033400 struggle to pay rent?

About 11.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.6% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 36093033400 compare to Schenectady overall?

Tract 36093033400 scores 6.2/10, lower than the parent city of Schenectady at 8.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Schenectady eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 36093033400 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Schenectady

Top eight tracts in Schenectady ranked by composite eviction-risk score.